C
Central Bank and Trust
LanderWY
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Central Bank and Trust
Lander, WY
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Rating C
Asset Quality Index 8.90
Capitalization Index 6.60
Liquidity Index 2.50
Profitability Index 7.60
Stability Index 5.70
Company Info Central Bank and Trust
Lander, WY
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FDIC Number 529
Phone Number (307) 332-4730
Website www.centralbanktrust.com
Asset Quality Central Bank and Trust
Lander, WY
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1-Year Asset Growth -3.47%
5-Year Asset Growth 6.13%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.12%
Non-Performing Loans to Capital 0.15%
Non-Performing Loans to Loans 0.02%
Balance Sheet Central Bank and Trust
Lander, WY
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Total Assets 192.79M
Total Deposits 172.92M
Capital and Reserves Central Bank and Trust
Lander, WY
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Capital 16.64M
Leverage Ratio 8.63
Loan Loss Reserves to Loans 0.74%
Risk-Based Capital Ratio 17.92
Liquidity Central Bank and Trust
Lander, WY
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Hot Money Ratio 5.79%
Liquidity Ratio 15.41%
Profitability Central Bank and Trust
Lander, WY
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5-Year Return on Average Assets 1.45%
Net Income 2.69M
Net Interest Spread 4.15%
Operating Profit to Average Assets 1.79%
Overhead Efficiency Ratio 58.64%
Return on Assets 1.79%
Return on Equity 21.49%