PremierBank
Major Rating Factors:
Excellent current capitalization (8.2 on a scale of 0 to 10) based on a risk-based capital ratio of 13.7 and a capital leverage ratio of 9.8. A current level of 3.2 percent of nonperforming loans to core capital combined with 4.3 percent from a year earlier contributes to the Good asset quality (6.2).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.8 on a scale of 0 to 10). Operating profits as a percentage of assets at 1.3%, coupled with a return on assets of 1.1 has resulted in Fair (4.6) profitability.
Asset Mix:
Securities (25%), comm re (22%), home mtgs (18%), comm loans (5%), cash (3%), home eq lns (3%), consumer loans (1%), other (23%)
States with Branches:
WI
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
First American Bankshares, Inc.
Investment Rating
--
Address
70 North Main Street
Fort Atkinson, WI 53538
Fort Atkinson, WI 53538
Phone Number
(920) 563-6616
Year Founded
1863
FDIC Number
Website
Largest Affiliates
There are no affiliate to display.