Major Rating Factors:
Operating profits as a percentage of assets at 1.2%, coupled with a return on assets of 1.0 has resulted in Fair (3.3) profitability. Good current capitalization (5.7 on a scale of 0 to 10) based on a risk-based capital ratio of 12.2 and a capital leverage ratio of 8.3.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.4 on a scale of 0 to 10). A current level of 3.6 percent of nonperforming loans to core capital combined with 4.1 percent from a year earlier contributes to the Good asset quality (5.9).
Asset Mix:
Securities (18%), comm loans (18%), home mtgs (16%), comm re (10%), consumer loans (7%), cash (3%), home eq lns (1%), other (26%)
States with Branches:
IL, MN, WI
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Associated Banc-Corp
Investment Rating
Address
200 North Adams Street
Green Bay, WI 54301
Green Bay, WI 54301
Phone Number
(920) 433-3200
Year Founded
1874
FDIC Number
Website
Largest Affiliates
Milwaukee, WI
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Bank