Major Rating Factors:
Operating profits as a percentage of assets at 0.3%, coupled with a return on assets of 0.3 has resulted in Very Weak (0.6) profitability. A current level of 3.4 percent of nonperforming loans to core capital combined with 3.9 percent from a year earlier contributes to the Good asset quality (5.6).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.6 on a scale of 0 to 10). Good current capitalization (5.7 on a scale of 0 to 10) based on a risk-based capital ratio of 12.0 and a capital leverage ratio of 8.3.
Asset Mix:
Securities (18%), home mtgs (18%), comm loans (17%), comm re (10%), consumer loans (7%), cash (2%), home eq lns (2%), other (25%)
States with Branches:
IL, MN, WI
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Associated Banc-Corp
Investment Rating
Address
200 North Adams Street
Green Bay, WI 54301
Green Bay, WI 54301
Phone Number
(920) 433-3200
Year Founded
1874
FDIC Number
Website
Largest Affiliates
Milwaukee, WI
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Bank