Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.2 on a scale of 0 to 10). Operating profits as a percentage of assets at 0.3%, coupled with a return on assets of 0.3 has resulted in Weak (2.3) profitability.
Other Rating Factors:
A current level of 0.0 percent of nonperforming loans to core capital combined with 0.5 percent from a year earlier contributes to the Excellent asset quality (8.9). Good current capitalization (6.8 on a scale of 0 to 10) based on a risk-based capital ratio of 15.8 and a capital leverage ratio of 8.8.
Asset Mix:
Securities (30%), home mtgs (18%), comm re (13%), cash (7%), comm loans (4%), consumer loans (2%), home eq lns (1%), other (26%)
States with Branches:
WI
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Peshtigo National Bancorporation, Inc.
Investment Rating
--
Address
250 French Street
Peshtigo, WI 54157
Peshtigo, WI 54157
Phone Number
(715) 582-4512
Year Founded
1901
FDIC Number
Website
Largest Affiliates
No affiliate information available.