WoodTrust Bank
Major Rating Factors:
Operating profits as a percentage of assets at 4.2%, coupled with a return on assets of 4.0 has resulted in Excellent (9.8) profitability. Excellent current capitalization (9.4 on a scale of 0 to 10) and a capital leverage ratio of 10.6.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.0 on a scale of 0 to 10). A current level of 9.7 percent of nonperforming loans to core capital combined with 0.2 percent from a year earlier contributes to the Fair asset quality (4.4).
Asset Mix:
Comm re (29%), cash (22%), securities (17%), home mtgs (6%), comm loans (5%), consumer loans (4%), home eq lns (1%), other (16%)
States with Branches:
WI
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
WoodTrust Financial Corporation
Investment Rating
--
Address
181 Second Street, South
Wisconsin Rapids, WI 54494
Wisconsin Rapids, WI 54494
Phone Number
(715) 423-7600
Year Founded
1891
FDIC Number
Website
Largest Affiliates
No affiliate information available.