WoodTrust Bank
Major Rating Factors:
Excellent current capitalization (9.9 on a scale of 0 to 10) and a capital leverage ratio of 10.9. Operating profits as a percentage of assets at 3.8%, coupled with a return on assets of 3.6 has resulted in Excellent (9.5) profitability.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.7 on a scale of 0 to 10). A current level of 6.3 percent of nonperforming loans to core capital combined with 14.7 percent from a year earlier contributes to the Fair asset quality (4.7).
Asset Mix:
Comm re (27%), cash (26%), securities (16%), home mtgs (6%), comm loans (5%), consumer loans (4%), home eq lns (1%), other (15%)
States with Branches:
WI
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
WoodTrust Financial Corporation
Investment Rating
--
Address
181 Second Street, South
Wisconsin Rapids, WI 54494
Wisconsin Rapids, WI 54494
Phone Number
(715) 423-7600
Year Founded
1891
FDIC Number
Website
Largest Affiliates
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