C
First National Community Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First National Community Bank
New Richmond, WI
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Rating C
Asset Quality Index 6.70
Capitalization Index 7.40
Liquidity Index 2.20
Profitability Index 3.60
Stability Index 3.50
Company Info First National Community Bank
New Richmond, WI
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FDIC Number 5357
Phone Number (715) 246-6901
Website www.fnc.bank
Asset Quality First National Community Bank
New Richmond, WI
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1-Year Asset Growth 3.31%
5-Year Asset Growth 9.58%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.44%
Non-Performing Loans to Capital 1.39%
Non-Performing Loans to Loans 0.68%
Balance Sheet First National Community Bank
New Richmond, WI
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Total Assets 328.99M
Total Deposits 296.49M
Capital and Reserves First National Community Bank
New Richmond, WI
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Capital 22.74M
Leverage Ratio 9.23
Loan Loss Reserves to Loans 0.98%
Risk-Based Capital Ratio 14.84
Liquidity First National Community Bank
New Richmond, WI
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Hot Money Ratio 16.27%
Liquidity Ratio 17.18%
Profitability First National Community Bank
New Richmond, WI
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5-Year Return on Average Assets 0.97%
Net Income 2.01M
Net Interest Spread 3.39%
Operating Profit to Average Assets 0.81%
Overhead Efficiency Ratio 75.08%
Return on Assets 0.81%
Return on Equity 12.91%