B
West Plains Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings West Plains Bank
Ainsworth, NE
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Rating B
Asset Quality Index 8.40
Capitalization Index 10.00
Liquidity Index 2.90
Profitability Index 6.40
Stability Index 6.30
Company Info West Plains Bank
Ainsworth, NE
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FDIC Number 5369
Phone Number (402) 387-2381
Website www.westplainsbk.com
Asset Quality West Plains Bank
Ainsworth, NE
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1-Year Asset Growth 2.49%
5-Year Asset Growth 1.48%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet West Plains Bank
Ainsworth, NE
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Total Assets 128.09M
Total Deposits 99.72M
Capital and Reserves West Plains Bank
Ainsworth, NE
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Capital 19.97M
Leverage Ratio 16.00
Loan Loss Reserves to Loans 1.54%
Risk-Based Capital Ratio --
Liquidity West Plains Bank
Ainsworth, NE
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Hot Money Ratio 18.31%
Liquidity Ratio 25.23%
Profitability West Plains Bank
Ainsworth, NE
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5-Year Return on Average Assets 1.09%
Net Income 1.28M
Net Interest Spread 3.81%
Operating Profit to Average Assets 1.69%
Overhead Efficiency Ratio 55.76%
Return on Assets 1.33%
Return on Equity 8.73%