C
Farmers and Merchants Bank of Ashland
AshlandNE
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Farmers and Merchants Bank of Ashland
Ashland, NE
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Rating C
Asset Quality Index 8.70
Capitalization Index 8.40
Liquidity Index 0.80
Profitability Index 4.90
Stability Index 4.30
Company Info Farmers and Merchants Bank of Ashland
Ashland, NE
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FDIC Number 5377
Phone Number (402) 944-3316
Website www.fmnb.com
Asset Quality Farmers and Merchants Bank of Ashland
Ashland, NE
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1-Year Asset Growth 7.67%
5-Year Asset Growth 13.59%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.01%
Non-Performing Loans to Loans 0.00%
Balance Sheet Farmers and Merchants Bank of Ashland
Ashland, NE
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Total Assets 144.11M
Total Deposits 120.97M
Capital and Reserves Farmers and Merchants Bank of Ashland
Ashland, NE
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Capital 13.49M
Leverage Ratio 9.92
Loan Loss Reserves to Loans 0.99%
Risk-Based Capital Ratio --
Liquidity Farmers and Merchants Bank of Ashland
Ashland, NE
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Hot Money Ratio 25.04%
Liquidity Ratio 14.98%
Profitability Farmers and Merchants Bank of Ashland
Ashland, NE
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5-Year Return on Average Assets 0.66%
Net Income 1.03M
Net Interest Spread 3.75%
Operating Profit to Average Assets 1.25%
Overhead Efficiency Ratio 66.25%
Return on Assets 0.97%
Return on Equity 11.32%