Major Rating Factors:
A current level of 5.4 percent of nonperforming loans to core capital combined with 3.1 percent from a year earlier contributes to the Fair asset quality (4.6). Operating profits as a percentage of assets at 0.8%, coupled with a return on assets of 0.8 has resulted in Fair (3.4) profitability.
Other Rating Factors:
Excellent current capitalization (8.2 on a scale of 0 to 10) and a capital leverage ratio of 9.8. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.9 on a scale of 0 to 10).
Asset Mix:
Comm re (31%), home mtgs (18%), comm loans (13%), securities (5%), cash (4%), consumer loans (3%), home eq lns (1%), other (25%)
States with Branches:
NE
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
TCM Company
Investment Rating
--
Address
2929 Pine Lake Road
Lincoln, NE 68516
Lincoln, NE 68516
Phone Number
(402) 420-2002
Year Founded
1910
FDIC Number
Website
Largest Affiliates
No affiliate information available.