Major Rating Factors:
Operating profits as a percentage of assets at 1.2%, coupled with a return on assets of 1.2 has resulted in Fair (4.7) profitability. A current level of 7.6 percent of nonperforming loans to core capital combined with 3.0 percent from a year earlier contributes to the Fair asset quality (4.3).
Other Rating Factors:
Excellent current capitalization (9.3 on a scale of 0 to 10) and a capital leverage ratio of 10.6. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.7 on a scale of 0 to 10).
Asset Mix:
Comm re (33%), home mtgs (18%), comm loans (11%), securities (4%), cash (4%), consumer loans (3%), home eq lns (1%), other (26%)
States with Branches:
NE
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
TCM Company
Investment Rating
--
Address
2929 Pine Lake Road
Lincoln, NE 68516
Lincoln, NE 68516
Phone Number
(402) 420-2002
Year Founded
1910
FDIC Number
Website
Largest Affiliates
No affiliate information available.