| Weiss Ratings |
The Exchange Bank of Alabama
Altoona, AL |
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| Rating | ||||
| Asset Quality Index | 9.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.50 | |||
| Profitability Index | 5.70 | |||
| Stability Index | 7.70 | |||
| Company Info |
The Exchange Bank of Alabama
Altoona, AL |
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| FDIC Number | 54 | |||
| Phone Number | (205) 589-6334 | |||
| Website | www.exba.com | |||
| Asset Quality |
The Exchange Bank of Alabama
Altoona, AL |
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| 1-Year Asset Growth | 1.75% | |||
| 5-Year Asset Growth | 3.46% | |||
| 5-Year Charge-Offs to Average Loans | 0.03% | |||
| Charge-Offs to Average Loans | 0.04% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.14% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
The Exchange Bank of Alabama
Altoona, AL |
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| Total Assets | 392.54M | |||
| Total Deposits | 336.40M | |||
| Capital and Reserves |
The Exchange Bank of Alabama
Altoona, AL |
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| Capital | 53.03M | |||
| Leverage Ratio | 15.30 | |||
| Loan Loss Reserves to Loans | 1.27% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
The Exchange Bank of Alabama
Altoona, AL |
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| Hot Money Ratio | 18.37% | |||
| Liquidity Ratio | 28.35% | |||
| Profitability |
The Exchange Bank of Alabama
Altoona, AL |
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| 5-Year Return on Average Assets | 0.97% | |||
| Net Income | 2.39M | |||
| Net Interest Spread | 3.76% | |||
| Operating Profit to Average Assets | 1.49% | |||
| Overhead Efficiency Ratio | 60.95% | |||
| Return on Assets | 1.18% | |||
| Return on Equity | 9.21% | |||