| Weiss Ratings |
The Exchange Bank of Alabama
Altoona, AL |
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| Rating | ||||
| Asset Quality Index | 9.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.70 | |||
| Profitability Index | 5.60 | |||
| Stability Index | 7.50 | |||
| Company Info |
The Exchange Bank of Alabama
Altoona, AL |
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| FDIC Number | 54 | |||
| Phone Number | (205) 589-6334 | |||
| Website | www.exba.com | |||
| Asset Quality |
The Exchange Bank of Alabama
Altoona, AL |
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| 1-Year Asset Growth | 2.61% | |||
| 5-Year Asset Growth | 3.46% | |||
| 5-Year Charge-Offs to Average Loans | 0.05% | |||
| Charge-Offs to Average Loans | 0.05% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.08% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
The Exchange Bank of Alabama
Altoona, AL |
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| Total Assets | 392.14M | |||
| Total Deposits | 336.58M | |||
| Capital and Reserves |
The Exchange Bank of Alabama
Altoona, AL |
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| Capital | 51.67M | |||
| Leverage Ratio | 14.88 | |||
| Loan Loss Reserves to Loans | 1.27% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
The Exchange Bank of Alabama
Altoona, AL |
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| Hot Money Ratio | 17.17% | |||
| Liquidity Ratio | 31.60% | |||
| Profitability |
The Exchange Bank of Alabama
Altoona, AL |
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| 5-Year Return on Average Assets | 0.91% | |||
| Net Income | 4.49M | |||
| Net Interest Spread | 3.60% | |||
| Operating Profit to Average Assets | 1.45% | |||
| Overhead Efficiency Ratio | 61.58% | |||
| Return on Assets | 1.13% | |||
| Return on Equity | 9.48% | |||