Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 32.9 and a capital leverage ratio of 12.3. Operating profits as a percentage of assets at 3.2%, coupled with a return on assets of 3.1 has resulted in Excellent (9.8) profitability.
Other Rating Factors:
A current level of 3.2 percent of nonperforming loans to core capital combined with 2.1 percent from a year earlier contributes to the Excellent asset quality (8.5). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.9 on a scale of 0 to 10).
Asset Mix:
Securities (58%), comm loans (2%), cash (2%), comm re (2%), consumer loans (2%), other (34%)
States with Branches:
NE
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Isham Management Company
Investment Rating
--
Address
134 North Main Street
Gordon, NE 69343
Gordon, NE 69343
Phone Number
(308) 282-0050
Year Founded
1889
FDIC Number
Website
Largest Affiliates
No affiliate information available.