Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.4 on a scale of 0 to 10). A current level of 4.4 percent of nonperforming loans to core capital combined with 4.8 percent from a year earlier contributes to the Good asset quality (6.0).
Other Rating Factors:
Good current capitalization (5.9 on a scale of 0 to 10) based on a risk-based capital ratio of 12.4 and a capital leverage ratio of 7.9. Fair liquidity 4.1, driven by a liquidity ratio of 31.2 percent and a “hot money” ratio of 25.5 percent.
Asset Mix:
Comm re (16%), cash (16%), securities (16%), consumer loans (9%), home mtgs (8%), comm loans (5%), home eq lns (1%), other (30%)
States with Branches:
NE, SD
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Stockmens Financial Corporation
Investment Rating
--
Address
5505 Red Rock Lane
Lincoln, NE 68516
Lincoln, NE 68516
Phone Number
(402) 323-8045
Year Founded
1898
FDIC Number
Website
Largest Affiliates
No affiliate information available.