Major Rating Factors:
Excellent current capitalization (9.3 on a scale of 0 to 10) based on a risk-based capital ratio of 21.8 and a capital leverage ratio of 10.6. A current level of 0.0 percent of nonperforming loans to core capital combined with 4.1 percent from a year earlier contributes to the Good asset quality (7.0).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.4 on a scale of 0 to 10). Fair liquidity 3.8, driven by a liquidity ratio of 28.9 percent and a “hot money” ratio of 16.5 percent.
Asset Mix:
Securities (43%), home mtgs (20%), comm loans (4%), comm re (4%), consumer loans (3%), cash (2%), other (23%)
States with Branches:
NE
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
First of Minden Financial Corporation
Investment Rating
--
Address
315 East Fourth Street
Minden, NE 68959
Minden, NE 68959
Phone Number
(308) 832-2030
Year Founded
1883
FDIC Number
Website
Largest Affiliates
There are no affiliate to display.