B
State Nebraska Bank & Trust
Wayne,  NE
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings State Nebraska Bank & Trust
Wayne, NE
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Rating B
Asset Quality Index 4.70
Capitalization Index 9.80
Liquidity Index 2.80
Profitability Index 5.30
Stability Index 4.90
Company Info State Nebraska Bank & Trust
Wayne, NE
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FDIC Number 5490
Phone Number (402) 375-1130
Website www.statenebank.com
Asset Quality State Nebraska Bank & Trust
Wayne, NE
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1-Year Asset Growth -3.43%
5-Year Asset Growth 8.27%
5-Year Charge-Offs to Average Loans 0.72%
Charge-Offs to Average Loans 0.06%
Non-Performing Assets to Assets 0.97%
Non-Performing Loans to Capital 8.89%
Non-Performing Loans to Loans 1.44%
Balance Sheet State Nebraska Bank & Trust
Wayne, NE
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Total Assets 243.97M
Total Deposits 203.79M
Capital and Reserves State Nebraska Bank & Trust
Wayne, NE
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Capital 24.16M
Leverage Ratio 10.89
Loan Loss Reserves to Loans 1.60%
Risk-Based Capital Ratio 15.95
Liquidity State Nebraska Bank & Trust
Wayne, NE
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Hot Money Ratio 17.38%
Liquidity Ratio 13.56%
Profitability State Nebraska Bank & Trust
Wayne, NE
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5-Year Return on Average Assets 0.59%
Net Income 1.48M
Net Interest Spread 3.56%
Operating Profit to Average Assets 1.47%
Overhead Efficiency Ratio 50.00%
Return on Assets 1.18%
Return on Equity 12.63%