| Weiss Ratings |
Citizens State Bank
Wisner, NE |
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| Rating | ||||
| Asset Quality Index | 6.90 | |||
| Capitalization Index | 8.60 | |||
| Liquidity Index | 0.10 | |||
| Profitability Index | 4.60 | |||
| Stability Index | 3.70 | |||
| Company Info |
Citizens State Bank
Wisner, NE |
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| FDIC Number | 5495 | |||
| Phone Number | (402) 529-3291 | |||
| Website | www.citstatebank.com | |||
| Asset Quality |
Citizens State Bank
Wisner, NE |
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| 1-Year Asset Growth | 8.55% | |||
| 5-Year Asset Growth | 10.56% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.30% | |||
| Non-Performing Loans to Capital | 1.37% | |||
| Non-Performing Loans to Loans | 0.20% | |||
| Balance Sheet |
Citizens State Bank
Wisner, NE |
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| Total Assets | 652.99M | |||
| Total Deposits | 592.19M | |||
| Capital and Reserves |
Citizens State Bank
Wisner, NE |
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| Capital | 57.75M | |||
| Leverage Ratio | 10.07 | |||
| Loan Loss Reserves to Loans | 1.44% | |||
| Risk-Based Capital Ratio | 13.27 | |||
| Liquidity |
Citizens State Bank
Wisner, NE |
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| Hot Money Ratio | 31.36% | |||
| Liquidity Ratio | 8.20% | |||
| Profitability |
Citizens State Bank
Wisner, NE |
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| 5-Year Return on Average Assets | 1.24% | |||
| Net Income | 3.95M | |||
| Net Interest Spread | 3.47% | |||
| Operating Profit to Average Assets | 1.19% | |||
| Overhead Efficiency Ratio | 66.12% | |||
| Return on Assets | 1.19% | |||
| Return on Equity | 14.30% | |||