Frost Bank
Major Rating Factors:
A current level of 1.7 percent of nonperforming loans to core capital combined with 1.5 percent from a year earlier contributes to the Excellent asset quality (8.6). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.6 on a scale of 0 to 10).
Other Rating Factors:
Good current capitalization (6.1 on a scale of 0 to 10) based on a risk-based capital ratio of 14.2 and a capital leverage ratio of 8.1. Operating profits as a percentage of assets at 1.4%, coupled with a return on assets of 1.2 has resulted in Good (5.2) profitability.
Asset Mix:
Securities (39%), cash (17%), comm re (12%), comm loans (12%), home mtgs (3%), home eq lns (2%), consumer loans (1%), other (13%)
States with Branches:
TX
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Cullen/Frost Bankers, Inc.
Investment Rating
Address
111 W Houston St
San Antonio, TX 78205
San Antonio, TX 78205
Phone Number
(210) 220-4011
Year Founded
FDIC Number
Website
Largest Affiliates
No affiliate information available.
