B
Frost Bank
Rating Date
June 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Frost Bank
San Antonio, TX
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 8.50
Capitalization Index 7.10
Liquidity Index 4.40
Profitability Index 6.00
Stability Index 8.00
Company Info Frost Bank
San Antonio, TX
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 5510
Phone Number (210) 220-4011
Website www.frostbank.com
Asset Quality Frost Bank
San Antonio, TX
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 1.36%
5-Year Asset Growth 5.04%
5-Year Charge-Offs to Average Loans 0.14%
Charge-Offs to Average Loans 0.10%
Non-Performing Assets to Assets 0.12%
Non-Performing Loans to Capital 1.59%
Non-Performing Loans to Loans 0.32%
Balance Sheet Frost Bank
San Antonio, TX
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 52.77B
Total Deposits 43.24B
Capital and Reserves Frost Bank
San Antonio, TX
Click to
Compare
Click to
Compare
Click to
Compare
Capital 4.52B
Leverage Ratio 9.07
Loan Loss Reserves to Loans 1.28%
Risk-Based Capital Ratio 15.44
Liquidity Frost Bank
San Antonio, TX
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 13.30%
Liquidity Ratio 42.22%
Profitability Frost Bank
San Antonio, TX
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.14%
Net Income 174.00M
Net Interest Spread 3.70%
Operating Profit to Average Assets 1.56%
Overhead Efficiency Ratio 63.03%
Return on Assets 1.31%
Return on Equity 15.35%