B
Frost Bank
Rating Date
April 2025
Risk Based
Capital Ratio
14.97
Leverage
Ratio
8.61
Return On
Assets
1.18%
Total
Assets
52.06B
Capital
4.02B
Total
Deposits
42.86B
Net
Income
154.47M
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Weiss Ratings Frost Bank
San Antonio, TX 		Click to
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Rating B
Asset Quality Index 8.30
Capitalization Index 6.60
Liquidity Index 4.50
Profitability Index 5.70
Stability Index 7.70
Company Info Frost Bank
San Antonio, TX 		Click to
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FDIC Number 5510
Phone Number (210) 220-4011
Website www.frostbank.com
Asset Quality Frost Bank
San Antonio, TX 		Click to
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1-Year Asset Growth 5.03%
5-Year Asset Growth 10.83%
5-Year Charge-Offs to Average Loans 0.23%
Charge-Offs to Average Loans 0.19%
Non-Performing Assets to Assets 0.16%
Non-Performing Loans to Capital 2.00%
Non-Performing Loans to Loans 0.42%
Balance Sheet Frost Bank
San Antonio, TX 		Click to
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Total Assets 52.06B
Total Deposits 42.86B
Capital and Reserves Frost Bank
San Antonio, TX 		Click to
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Capital 4.02B
Leverage Ratio 8.61
Loan Loss Reserves to Loans 1.32%
Risk-Based Capital Ratio 14.97
Liquidity Frost Bank
San Antonio, TX 		Click to
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Hot Money Ratio 13.82%
Liquidity Ratio 43.63%
Profitability Frost Bank
San Antonio, TX 		Click to
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5-Year Return on Average Assets 1.08%
Net Income 154.47M
Net Interest Spread 3.55%
Operating Profit to Average Assets 1.41%
Overhead Efficiency Ratio 63.71%
Return on Assets 1.18%
Return on Equity 15.76%