B
Frost Bank
Rating Date
August 2026
Risk Based
Capital Ratio
15.42
Leverage
Ratio
9.08
Return On
Assets
1.31%
Total
Assets
53.95B
Capital
4.66B
Total
Deposits
43.67B
Net
Income
349.95M
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Weiss Ratings Frost Bank
San Antonio, TX 		Click to
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Rating B
Asset Quality Index 8.20
Capitalization Index 7.10
Liquidity Index 4.20
Profitability Index 6.00
Stability Index 8.00
Company Info Frost Bank
San Antonio, TX 		Click to
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FDIC Number 5510
Phone Number (210) 220-4011
Website www.frostbank.com
Asset Quality Frost Bank
San Antonio, TX 		Click to
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1-Year Asset Growth 4.78%
5-Year Asset Growth 5.04%
5-Year Charge-Offs to Average Loans 0.14%
Charge-Offs to Average Loans 0.14%
Non-Performing Assets to Assets 0.30%
Non-Performing Loans to Capital 2.86%
Non-Performing Loans to Loans 0.73%
Balance Sheet Frost Bank
San Antonio, TX 		Click to
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Total Assets 53.95B
Total Deposits 43.67B
Capital and Reserves Frost Bank
San Antonio, TX 		Click to
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Capital 4.66B
Leverage Ratio 9.08
Loan Loss Reserves to Loans 1.23%
Risk-Based Capital Ratio 15.42
Liquidity Frost Bank
San Antonio, TX 		Click to
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Hot Money Ratio 13.74%
Liquidity Ratio 38.49%
Profitability Frost Bank
San Antonio, TX 		Click to
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5-Year Return on Average Assets 1.14%
Net Income 349.95M
Net Interest Spread 3.72%
Operating Profit to Average Assets 1.56%
Overhead Efficiency Ratio 62.52%
Return on Assets 1.31%
Return on Equity 15.34%