B
Frost Bank
Rating Date
April 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Frost Bank
San Antonio, TX
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Rating B
Asset Quality Index 8.30
Capitalization Index 6.40
Liquidity Index 4.50
Profitability Index 5.40
Stability Index 7.50
Company Info Frost Bank
San Antonio, TX
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FDIC Number 5510
Phone Number (210) 220-4011
Website www.frostbank.com
Asset Quality Frost Bank
San Antonio, TX
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1-Year Asset Growth 3.19%
5-Year Asset Growth 10.83%
5-Year Charge-Offs to Average Loans 0.23%
Charge-Offs to Average Loans 0.21%
Non-Performing Assets to Assets 0.29%
Non-Performing Loans to Capital 2.61%
Non-Performing Loans to Loans 0.68%
Balance Sheet Frost Bank
San Antonio, TX
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Total Assets 52.58B
Total Deposits 43.14B
Capital and Reserves Frost Bank
San Antonio, TX
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Capital 3.82B
Leverage Ratio 8.44
Loan Loss Reserves to Loans 1.30%
Risk-Based Capital Ratio 14.72
Liquidity Frost Bank
San Antonio, TX
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Hot Money Ratio 13.43%
Liquidity Ratio 43.61%
Profitability Frost Bank
San Antonio, TX
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5-Year Return on Average Assets 1.13%
Net Income 597.94M
Net Interest Spread 3.51%
Operating Profit to Average Assets 1.40%
Overhead Efficiency Ratio 62.32%
Return on Assets 1.17%
Return on Equity 15.99%