B
The City National Bank of San Saba
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The City National Bank of San Saba
San Saba, TX
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Rating B
Asset Quality Index 6.40
Capitalization Index 10.00
Liquidity Index 5.70
Profitability Index 3.70
Stability Index 5.60
Company Info The City National Bank of San Saba
San Saba, TX
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FDIC Number 5518
Phone Number (325) 372-5721
Website www.cnbss.com
Asset Quality The City National Bank of San Saba
San Saba, TX
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1-Year Asset Growth -4.70%
5-Year Asset Growth 3.99%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans 0.16%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet The City National Bank of San Saba
San Saba, TX
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Total Assets 80.03M
Total Deposits 70.31M
Capital and Reserves The City National Bank of San Saba
San Saba, TX
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Capital 9.67M
Leverage Ratio 12.56
Loan Loss Reserves to Loans 3.45%
Risk-Based Capital Ratio --
Liquidity The City National Bank of San Saba
San Saba, TX
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Hot Money Ratio 9.44%
Liquidity Ratio 78.52%
Profitability The City National Bank of San Saba
San Saba, TX
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5-Year Return on Average Assets 0.37%
Net Income 577.00K
Net Interest Spread 2.49%
Operating Profit to Average Assets 0.90%
Overhead Efficiency Ratio 65.37%
Return on Assets 0.90%
Return on Equity 8.45%