B
The City National Bank of San Saba
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The City National Bank of San Saba
San Saba, TX
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Rating B
Asset Quality Index 3.30
Capitalization Index 10.00
Liquidity Index 5.80
Profitability Index 3.10
Stability Index 5.50
Company Info The City National Bank of San Saba
San Saba, TX
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FDIC Number 5518
Phone Number (325) 372-5721
Website www.cnbss.com
Asset Quality The City National Bank of San Saba
San Saba, TX
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1-Year Asset Growth -0.63%
5-Year Asset Growth 2.22%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans 0.11%
Non-Performing Assets to Assets 6.78%
Non-Performing Loans to Capital 26.16%
Non-Performing Loans to Loans 65.14%
Balance Sheet The City National Bank of San Saba
San Saba, TX
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Total Assets 81.45M
Total Deposits 71.64M
Capital and Reserves The City National Bank of San Saba
San Saba, TX
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Capital 9.77M
Leverage Ratio 12.75
Loan Loss Reserves to Loans 3.54%
Risk-Based Capital Ratio --
Liquidity The City National Bank of San Saba
San Saba, TX
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Hot Money Ratio 9.58%
Liquidity Ratio 78.96%
Profitability The City National Bank of San Saba
San Saba, TX
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5-Year Return on Average Assets 0.37%
Net Income 564.00K
Net Interest Spread 2.31%
Operating Profit to Average Assets 0.67%
Overhead Efficiency Ratio 72.25%
Return on Assets 0.67%
Return on Equity 6.09%