| Weiss Ratings |
The First National Bank of Shiner
Shiner, TX |
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| Rating | ||||
| Asset Quality Index | 9.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.30 | |||
| Profitability Index | 1.20 | |||
| Stability Index | 0.30 | |||
| Company Info |
The First National Bank of Shiner
Shiner, TX |
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| FDIC Number | 5529 | |||
| Phone Number | (361) 594-3317 | |||
| Website | www.fnbshiner.com | |||
| Asset Quality |
The First National Bank of Shiner
Shiner, TX |
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| 1-Year Asset Growth | -14.45% | |||
| 5-Year Asset Growth | -1.08% | |||
| 5-Year Charge-Offs to Average Loans | 0.09% | |||
| Charge-Offs to Average Loans | 0.32% | |||
| Non-Performing Assets to Assets | 0.35% | |||
| Non-Performing Loans to Capital | 2.26% | |||
| Non-Performing Loans to Loans | 1.50% | |||
| Balance Sheet |
The First National Bank of Shiner
Shiner, TX |
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| Total Assets | 771.90M | |||
| Total Deposits | 814.44M | |||
| Capital and Reserves |
The First National Bank of Shiner
Shiner, TX |
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| Capital | -51.20M | |||
| Leverage Ratio | 12.06 | |||
| Loan Loss Reserves to Loans | 1.63% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
The First National Bank of Shiner
Shiner, TX |
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| Hot Money Ratio | 38.36% | |||
| Liquidity Ratio | 21.28% | |||
| Profitability |
The First National Bank of Shiner
Shiner, TX |
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| 5-Year Return on Average Assets | 1.01% | |||
| Net Income | -128.00K | |||
| Net Interest Spread | 1.40% | |||
| Operating Profit to Average Assets | -0.05% | |||
| Overhead Efficiency Ratio | 98.17% | |||
| Return on Assets | -0.05% | |||
| Return on Equity | 1.00% | |||