| Weiss Ratings |
The First National Bank of Shiner
Shiner, TX |
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| Rating | ||||
| Asset Quality Index | 9.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.20 | |||
| Profitability Index | 1.30 | |||
| Stability Index | 0.70 | |||
| Company Info |
The First National Bank of Shiner
Shiner, TX |
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| FDIC Number | 5529 | |||
| Phone Number | (361) 594-3317 | |||
| Website | www.fnbshiner.com | |||
| Asset Quality |
The First National Bank of Shiner
Shiner, TX |
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| 1-Year Asset Growth | -10.22% | |||
| 5-Year Asset Growth | -1.08% | |||
| 5-Year Charge-Offs to Average Loans | 0.20% | |||
| Charge-Offs to Average Loans | 0.13% | |||
| Non-Performing Assets to Assets | 0.09% | |||
| Non-Performing Loans to Capital | 0.84% | |||
| Non-Performing Loans to Loans | 0.37% | |||
| Balance Sheet |
The First National Bank of Shiner
Shiner, TX |
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| Total Assets | 812.64M | |||
| Total Deposits | 847.34M | |||
| Capital and Reserves |
The First National Bank of Shiner
Shiner, TX |
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| Capital | -44.20M | |||
| Leverage Ratio | 11.36 | |||
| Loan Loss Reserves to Loans | 1.59% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
The First National Bank of Shiner
Shiner, TX |
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| Hot Money Ratio | 41.73% | |||
| Liquidity Ratio | 19.96% | |||
| Profitability |
The First National Bank of Shiner
Shiner, TX |
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| 5-Year Return on Average Assets | 1.25% | |||
| Net Income | -923.00K | |||
| Net Interest Spread | 1.25% | |||
| Operating Profit to Average Assets | -0.16% | |||
| Overhead Efficiency Ratio | 111.23% | |||
| Return on Assets | -0.09% | |||
| Return on Equity | 2.09% | |||