B
The City National Bank of Sulphur Springs
Rating Date
March 2026
Risk Based
Capital Ratio
15.57
Leverage
Ratio
9.86
Return On
Assets
1.94%
Total
Assets
1.35B
Capital
132.74M
Total
Deposits
1.21B
Net
Income
26.05M
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Weiss Ratings The City National Bank of Sulphur Springs
Sulphur Springs, TX 		Click to
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Rating B
Asset Quality Index 6.40
Capitalization Index 8.30
Liquidity Index 3.60
Profitability Index 7.80
Stability Index 9.70
Company Info The City National Bank of Sulphur Springs
Sulphur Springs, TX 		Click to
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FDIC Number 5544
Phone Number (903) 885-7523
Website www.bankatcnb.bank
Asset Quality The City National Bank of Sulphur Springs
Sulphur Springs, TX 		Click to
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1-Year Asset Growth 3.33%
5-Year Asset Growth 9.84%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.16%
Non-Performing Assets to Assets 0.49%
Non-Performing Loans to Capital 4.34%
Non-Performing Loans to Loans 0.71%
Balance Sheet The City National Bank of Sulphur Springs
Sulphur Springs, TX 		Click to
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Total Assets 1.35B
Total Deposits 1.21B
Capital and Reserves The City National Bank of Sulphur Springs
Sulphur Springs, TX 		Click to
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Capital 132.74M
Leverage Ratio 9.86
Loan Loss Reserves to Loans 1.48%
Risk-Based Capital Ratio 15.57
Liquidity The City National Bank of Sulphur Springs
Sulphur Springs, TX 		Click to
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Hot Money Ratio 21.20%
Liquidity Ratio 27.44%
Profitability The City National Bank of Sulphur Springs
Sulphur Springs, TX 		Click to
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5-Year Return on Average Assets 1.63%
Net Income 26.05M
Net Interest Spread 4.46%
Operating Profit to Average Assets 1.95%
Overhead Efficiency Ratio 55.99%
Return on Assets 1.94%
Return on Equity 21.46%