B
Extraco Banks, National Association
TempleTX
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Extraco Banks, National Association
Temple, TX
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Rating B
Asset Quality Index 8.30
Capitalization Index 6.20
Liquidity Index 4.10
Profitability Index 3.50
Stability Index 7.30
Company Info Extraco Banks, National Association
Temple, TX
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FDIC Number 5551
Phone Number (254) 774-5500
Website www.extracobanks.com
Asset Quality Extraco Banks, National Association
Temple, TX
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1-Year Asset Growth 5.75%
5-Year Asset Growth 10.99%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.04%
Non-Performing Assets to Assets 0.05%
Non-Performing Loans to Capital 0.52%
Non-Performing Loans to Loans 0.09%
Balance Sheet Extraco Banks, National Association
Temple, TX
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Total Assets 2.48B
Total Deposits 1.99B
Capital and Reserves Extraco Banks, National Association
Temple, TX
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Capital 197.20M
Leverage Ratio 8.24
Loan Loss Reserves to Loans 2.32%
Risk-Based Capital Ratio 15.97
Liquidity Extraco Banks, National Association
Temple, TX
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Hot Money Ratio 8.57%
Liquidity Ratio 31.65%
Profitability Extraco Banks, National Association
Temple, TX
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5-Year Return on Average Assets 0.81%
Net Income 4.17M
Net Interest Spread 2.98%
Operating Profit to Average Assets 0.69%
Overhead Efficiency Ratio 76.37%
Return on Assets 0.69%
Return on Equity 8.46%