B
Extraco Banks, National Association
Temple,  TX
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Extraco Banks, National Association
Temple, TX
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Rating B
Asset Quality Index 8.50
Capitalization Index 6.70
Liquidity Index 4.10
Profitability Index 3.40
Stability Index 8.10
Company Info Extraco Banks, National Association
Temple, TX
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FDIC Number 5551
Phone Number (254) 774-5500
Website www.extracobanks.com
Asset Quality Extraco Banks, National Association
Temple, TX
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1-Year Asset Growth 4.02%
5-Year Asset Growth 7.40%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.04%
Non-Performing Assets to Assets 0.02%
Non-Performing Loans to Capital 0.23%
Non-Performing Loans to Loans 0.04%
Balance Sheet Extraco Banks, National Association
Temple, TX
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Total Assets 2.57B
Total Deposits 2.09B
Capital and Reserves Extraco Banks, National Association
Temple, TX
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Capital 217.26M
Leverage Ratio 8.67
Loan Loss Reserves to Loans 2.39%
Risk-Based Capital Ratio 17.14
Liquidity Extraco Banks, National Association
Temple, TX
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Hot Money Ratio 10.30%
Liquidity Ratio 34.12%
Profitability Extraco Banks, National Association
Temple, TX
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5-Year Return on Average Assets 0.86%
Net Income 9.85M
Net Interest Spread 3.05%
Operating Profit to Average Assets 0.80%
Overhead Efficiency Ratio 75.67%
Return on Assets 0.80%
Return on Equity 9.27%