| Weiss Ratings |
The First National Bank of Tom Bean
Tom Bean, TX |
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| Rating | ||||
| Asset Quality Index | 5.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.20 | |||
| Profitability Index | 6.00 | |||
| Stability Index | 3.70 | |||
| Company Info |
The First National Bank of Tom Bean
Tom Bean, TX |
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| FDIC Number | 5557 | |||
| Phone Number | (903) 546-6275 | |||
| Website | www.fnbtb.com | |||
| Asset Quality |
The First National Bank of Tom Bean
Tom Bean, TX |
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| 1-Year Asset Growth | 8.29% | |||
| 5-Year Asset Growth | 0.91% | |||
| 5-Year Charge-Offs to Average Loans | 0.26% | |||
| Charge-Offs to Average Loans | 0.38% | |||
| Non-Performing Assets to Assets | 0.65% | |||
| Non-Performing Loans to Capital | 7.57% | |||
| Non-Performing Loans to Loans | 0.79% | |||
| Balance Sheet |
The First National Bank of Tom Bean
Tom Bean, TX |
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| Total Assets | 155.56M | |||
| Total Deposits | 135.70M | |||
| Capital and Reserves |
The First National Bank of Tom Bean
Tom Bean, TX |
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| Capital | 18.69M | |||
| Leverage Ratio | 12.15 | |||
| Loan Loss Reserves to Loans | 1.71% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
The First National Bank of Tom Bean
Tom Bean, TX |
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| Hot Money Ratio | 38.88% | |||
| Liquidity Ratio | 16.59% | |||
| Profitability |
The First National Bank of Tom Bean
Tom Bean, TX |
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| 5-Year Return on Average Assets | 0.83% | |||
| Net Income | 795.00K | |||
| Net Interest Spread | 5.51% | |||
| Operating Profit to Average Assets | 1.42% | |||
| Overhead Efficiency Ratio | 65.07% | |||
| Return on Assets | 1.05% | |||
| Return on Equity | 8.65% | |||