B
The First National Bank of Trinity
TrinityTX
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The First National Bank of Trinity
Trinity, TX
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Rating B
Asset Quality Index 7.70
Capitalization Index 7.50
Liquidity Index 3.90
Profitability Index 4.10
Stability Index 2.80
Company Info The First National Bank of Trinity
Trinity, TX
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FDIC Number 5559
Phone Number (936) 594-2564
Website www.fnbtrinity.com
Asset Quality The First National Bank of Trinity
Trinity, TX
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1-Year Asset Growth 2.02%
5-Year Asset Growth 8.30%
5-Year Charge-Offs to Average Loans 0.18%
Charge-Offs to Average Loans 0.07%
Non-Performing Assets to Assets 0.40%
Non-Performing Loans to Capital 1.42%
Non-Performing Loans to Loans 0.30%
Balance Sheet The First National Bank of Trinity
Trinity, TX
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Total Assets 89.80M
Total Deposits 84.39M
Capital and Reserves The First National Bank of Trinity
Trinity, TX
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Capital 4.56M
Leverage Ratio 9.30
Loan Loss Reserves to Loans 1.32%
Risk-Based Capital Ratio --
Liquidity The First National Bank of Trinity
Trinity, TX
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Hot Money Ratio 21.54%
Liquidity Ratio 35.41%
Profitability The First National Bank of Trinity
Trinity, TX
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5-Year Return on Average Assets 0.98%
Net Income 371.00K
Net Interest Spread 3.88%
Operating Profit to Average Assets 0.79%
Overhead Efficiency Ratio 78.21%
Return on Assets 0.79%
Return on Equity 16.15%