B
The First National Bank of Trinity
TrinityTX
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The First National Bank of Trinity
Trinity, TX
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Rating B
Asset Quality Index 8.00
Capitalization Index 7.90
Liquidity Index 4.10
Profitability Index 4.30
Stability Index 3.20
Company Info The First National Bank of Trinity
Trinity, TX
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FDIC Number 5559
Phone Number (936) 594-2564
Website www.fnbtrinity.com
Asset Quality The First National Bank of Trinity
Trinity, TX
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1-Year Asset Growth 2.29%
5-Year Asset Growth 8.30%
5-Year Charge-Offs to Average Loans 0.18%
Charge-Offs to Average Loans 0.05%
Non-Performing Assets to Assets 0.24%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet The First National Bank of Trinity
Trinity, TX
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Total Assets 92.98M
Total Deposits 86.32M
Capital and Reserves The First National Bank of Trinity
Trinity, TX
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Capital 5.74M
Leverage Ratio 9.59
Loan Loss Reserves to Loans 1.33%
Risk-Based Capital Ratio --
Liquidity The First National Bank of Trinity
Trinity, TX
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Hot Money Ratio 20.41%
Liquidity Ratio 39.11%
Profitability The First National Bank of Trinity
Trinity, TX
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5-Year Return on Average Assets 0.98%
Net Income 663.00K
Net Interest Spread 3.95%
Operating Profit to Average Assets 0.95%
Overhead Efficiency Ratio 76.45%
Return on Assets 0.95%
Return on Equity 18.50%