B
First National Bank of Bosque County
Rating Date
March 2026
Risk Based
Capital Ratio
18.59
Leverage
Ratio
11.71
Return On
Assets
2.17%
Total
Assets
188.59M
Capital
22.30M
Total
Deposits
165.96M
Net
Income
3.86M
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Weiss Ratings First National Bank of Bosque County
Valley Mills, TX 		Click to
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Rating B
Asset Quality Index 6.40
Capitalization Index 10.00
Liquidity Index 2.70
Profitability Index 9.10
Stability Index 5.70
Company Info First National Bank of Bosque County
Valley Mills, TX 		Click to
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FDIC Number 5564
Phone Number (254) 932-5345
Website www.fnbbosque.com/
Asset Quality First National Bank of Bosque County
Valley Mills, TX 		Click to
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1-Year Asset Growth 11.71%
5-Year Asset Growth 4.83%
5-Year Charge-Offs to Average Loans 0.23%
Charge-Offs to Average Loans 0.05%
Non-Performing Assets to Assets 0.35%
Non-Performing Loans to Capital 5.32%
Non-Performing Loans to Loans 0.48%
Balance Sheet First National Bank of Bosque County
Valley Mills, TX 		Click to
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Total Assets 188.59M
Total Deposits 165.96M
Capital and Reserves First National Bank of Bosque County
Valley Mills, TX 		Click to
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Capital 22.30M
Leverage Ratio 11.71
Loan Loss Reserves to Loans 1.30%
Risk-Based Capital Ratio 18.59
Liquidity First National Bank of Bosque County
Valley Mills, TX 		Click to
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Hot Money Ratio 8.34%
Liquidity Ratio 27.43%
Profitability First National Bank of Bosque County
Valley Mills, TX 		Click to
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5-Year Return on Average Assets 1.40%
Net Income 3.86M
Net Interest Spread 4.63%
Operating Profit to Average Assets 2.17%
Overhead Efficiency Ratio 54.96%
Return on Assets 2.17%
Return on Equity 18.34%