B
First National Bank of Bosque County
Rating Date
October 2025
Risk Based
Capital Ratio
18.17
Leverage
Ratio
12.43
Return On
Assets
2.21%
Total
Assets
188.29M
Capital
21.80M
Total
Deposits
165.91M
Net
Income
2.88M
My Lists My Alerts
Weiss Ratings First National Bank of Bosque County
Valley Mills, TX 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating B
Asset Quality Index 6.30
Capitalization Index 10.00
Liquidity Index 2.70
Profitability Index 9.20
Stability Index 7.70
Company Info First National Bank of Bosque County
Valley Mills, TX 		Click to
Compare		 Click to
Compare		 Click to
Compare
FDIC Number 5564
Phone Number (254) 932-5345
Website www.fnbbosque.com/
Asset Quality First National Bank of Bosque County
Valley Mills, TX 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth 9.17%
5-Year Asset Growth 8.27%
5-Year Charge-Offs to Average Loans 0.23%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.38%
Non-Performing Loans to Capital 6.31%
Non-Performing Loans to Loans 0.53%
Balance Sheet First National Bank of Bosque County
Valley Mills, TX 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 188.29M
Total Deposits 165.91M
Capital and Reserves First National Bank of Bosque County
Valley Mills, TX 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 21.80M
Leverage Ratio 12.43
Loan Loss Reserves to Loans 1.31%
Risk-Based Capital Ratio 18.17
Liquidity First National Bank of Bosque County
Valley Mills, TX 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 8.62%
Liquidity Ratio 28.67%
Profitability First National Bank of Bosque County
Valley Mills, TX 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 1.40%
Net Income 2.88M
Net Interest Spread 4.70%
Operating Profit to Average Assets 2.21%
Overhead Efficiency Ratio 55.01%
Return on Assets 2.21%
Return on Equity 18.57%