B
First National Bank of Bosque County
Rating Date
August 2026
Risk Based
Capital Ratio
20.06
Leverage
Ratio
12.79
Return On
Assets
2.10%
Total
Assets
182.29M
Capital
23.53M
Total
Deposits
158.29M
Net
Income
1.97M
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Weiss Ratings First National Bank of Bosque County
Valley Mills, TX 		Click to
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Rating B
Asset Quality Index 6.90
Capitalization Index 10.00
Liquidity Index 2.40
Profitability Index 9.00
Stability Index 5.70
Company Info First National Bank of Bosque County
Valley Mills, TX 		Click to
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FDIC Number 5564
Phone Number (254) 932-5345
Website www.fnbbosque.com/
Asset Quality First National Bank of Bosque County
Valley Mills, TX 		Click to
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1-Year Asset Growth 4.90%
5-Year Asset Growth 4.83%
5-Year Charge-Offs to Average Loans 0.17%
Charge-Offs to Average Loans -0.02%
Non-Performing Assets to Assets 0.35%
Non-Performing Loans to Capital 3.97%
Non-Performing Loans to Loans 0.46%
Balance Sheet First National Bank of Bosque County
Valley Mills, TX 		Click to
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Total Assets 182.29M
Total Deposits 158.29M
Capital and Reserves First National Bank of Bosque County
Valley Mills, TX 		Click to
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Capital 23.53M
Leverage Ratio 12.79
Loan Loss Reserves to Loans 1.31%
Risk-Based Capital Ratio 20.06
Liquidity First National Bank of Bosque County
Valley Mills, TX 		Click to
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Hot Money Ratio 6.98%
Liquidity Ratio 25.09%
Profitability First National Bank of Bosque County
Valley Mills, TX 		Click to
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5-Year Return on Average Assets 1.64%
Net Income 1.97M
Net Interest Spread 4.46%
Operating Profit to Average Assets 2.10%
Overhead Efficiency Ratio 55.68%
Return on Assets 2.10%
Return on Equity 17.09%