| Weiss Ratings |
Herring Bank
Amarillo, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 7.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.50 | |||
| Profitability Index | 3.90 | |||
| Stability Index | 6.70 | |||
| Company Info |
Herring Bank
Amarillo, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 5568 | |||
| Phone Number | (806) 677-7000 | |||
| Website | www.herringbank.com | |||
| Asset Quality |
Herring Bank
Amarillo, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 0.75% | |||
| 5-Year Asset Growth | 2.18% | |||
| 5-Year Charge-Offs to Average Loans | 0.12% | |||
| Charge-Offs to Average Loans | 0.18% | |||
| Non-Performing Assets to Assets | 0.18% | |||
| Non-Performing Loans to Capital | 1.74% | |||
| Non-Performing Loans to Loans | 0.24% | |||
| Balance Sheet |
Herring Bank
Amarillo, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 504.49M | |||
| Total Deposits | 440.84M | |||
| Capital and Reserves |
Herring Bank
Amarillo, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 59.14M | |||
| Leverage Ratio | 12.80 | |||
| Loan Loss Reserves to Loans | 0.93% | |||
| Risk-Based Capital Ratio | 18.36 | |||
| Liquidity |
Herring Bank
Amarillo, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 13.26% | |||
| Liquidity Ratio | 20.56% | |||
| Profitability |
Herring Bank
Amarillo, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.83% | |||
| Net Income | 2.89M | |||
| Net Interest Spread | 5.41% | |||
| Operating Profit to Average Assets | 0.75% | |||
| Overhead Efficiency Ratio | 88.04% | |||
| Return on Assets | 0.75% | |||
| Return on Equity | 6.83% | |||