| Weiss Ratings |
Herring Bank
Amarillo, TX |
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| Rating | ||||
| Asset Quality Index | 6.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.20 | |||
| Profitability Index | 4.30 | |||
| Stability Index | 6.80 | |||
| Company Info |
Herring Bank
Amarillo, TX |
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| FDIC Number | 5568 | |||
| Phone Number | (806) 677-7000 | |||
| Website | www.herringbank.com | |||
| Asset Quality |
Herring Bank
Amarillo, TX |
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| 1-Year Asset Growth | -0.71% | |||
| 5-Year Asset Growth | -0.31% | |||
| 5-Year Charge-Offs to Average Loans | 0.12% | |||
| Charge-Offs to Average Loans | 0.25% | |||
| Non-Performing Assets to Assets | 0.25% | |||
| Non-Performing Loans to Capital | 3.41% | |||
| Non-Performing Loans to Loans | 0.29% | |||
| Balance Sheet |
Herring Bank
Amarillo, TX |
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| Total Assets | 487.45M | |||
| Total Deposits | 424.48M | |||
| Capital and Reserves |
Herring Bank
Amarillo, TX |
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| Capital | 58.79M | |||
| Leverage Ratio | 12.70 | |||
| Loan Loss Reserves to Loans | 1.05% | |||
| Risk-Based Capital Ratio | 18.19 | |||
| Liquidity |
Herring Bank
Amarillo, TX |
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| Hot Money Ratio | 14.33% | |||
| Liquidity Ratio | 19.70% | |||
| Profitability |
Herring Bank
Amarillo, TX |
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| 5-Year Return on Average Assets | 0.83% | |||
| Net Income | 4.89M | |||
| Net Interest Spread | 5.50% | |||
| Operating Profit to Average Assets | 0.96% | |||
| Overhead Efficiency Ratio | 84.74% | |||
| Return on Assets | 0.95% | |||
| Return on Equity | 8.58% | |||