| Weiss Ratings |
Herring Bank
Amarillo, TX |
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| Rating | ||||
| Asset Quality Index | 7.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.70 | |||
| Profitability Index | 2.40 | |||
| Stability Index | 7.10 | |||
| Company Info |
Herring Bank
Amarillo, TX |
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| FDIC Number | 5568 | |||
| Phone Number | (806) 677-7000 | |||
| Website | www.herringbank.com | |||
| Asset Quality |
Herring Bank
Amarillo, TX |
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| 1-Year Asset Growth | 6.10% | |||
| 5-Year Asset Growth | -0.31% | |||
| 5-Year Charge-Offs to Average Loans | 0.18% | |||
| Charge-Offs to Average Loans | 0.32% | |||
| Non-Performing Assets to Assets | 0.32% | |||
| Non-Performing Loans to Capital | 3.35% | |||
| Non-Performing Loans to Loans | 0.28% | |||
| Balance Sheet |
Herring Bank
Amarillo, TX |
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| Total Assets | 540.50M | |||
| Total Deposits | 477.03M | |||
| Capital and Reserves |
Herring Bank
Amarillo, TX |
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| Capital | 58.57M | |||
| Leverage Ratio | 12.20 | |||
| Loan Loss Reserves to Loans | 1.03% | |||
| Risk-Based Capital Ratio | 18.47 | |||
| Liquidity |
Herring Bank
Amarillo, TX |
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| Hot Money Ratio | 12.71% | |||
| Liquidity Ratio | 25.45% | |||
| Profitability |
Herring Bank
Amarillo, TX |
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| 5-Year Return on Average Assets | 0.82% | |||
| Net Income | 387.00K | |||
| Net Interest Spread | 5.51% | |||
| Operating Profit to Average Assets | 0.15% | |||
| Overhead Efficiency Ratio | 94.55% | |||
| Return on Assets | 0.15% | |||
| Return on Equity | 1.31% | |||