| Weiss Ratings |
The Waggoner National Bank of Vernon
Vernon, TX |
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| Rating | ||||
| Asset Quality Index | 8.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.40 | |||
| Profitability Index | 9.40 | |||
| Stability Index | 7.00 | |||
| Company Info |
The Waggoner National Bank of Vernon
Vernon, TX |
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| FDIC Number | 5569 | |||
| Phone Number | (940) 552-2511 | |||
| Website | www.wnbvernon.com | |||
| Asset Quality |
The Waggoner National Bank of Vernon
Vernon, TX |
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| 1-Year Asset Growth | 7.53% | |||
| 5-Year Asset Growth | 0.60% | |||
| 5-Year Charge-Offs to Average Loans | -0.06% | |||
| Charge-Offs to Average Loans | 0.03% | |||
| Non-Performing Assets to Assets | 0.37% | |||
| Non-Performing Loans to Capital | 2.29% | |||
| Non-Performing Loans to Loans | 0.66% | |||
| Balance Sheet |
The Waggoner National Bank of Vernon
Vernon, TX |
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| Total Assets | 353.74M | |||
| Total Deposits | 304.84M | |||
| Capital and Reserves |
The Waggoner National Bank of Vernon
Vernon, TX |
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| Capital | 46.74M | |||
| Leverage Ratio | 14.41 | |||
| Loan Loss Reserves to Loans | 2.67% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
The Waggoner National Bank of Vernon
Vernon, TX |
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| Hot Money Ratio | 11.55% | |||
| Liquidity Ratio | 25.18% | |||
| Profitability |
The Waggoner National Bank of Vernon
Vernon, TX |
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| 5-Year Return on Average Assets | 2.24% | |||
| Net Income | 4.34M | |||
| Net Interest Spread | 3.99% | |||
| Operating Profit to Average Assets | 2.44% | |||
| Overhead Efficiency Ratio | 46.94% | |||
| Return on Assets | 2.44% | |||
| Return on Equity | 19.33% | |||