| Weiss Ratings |
The Waggoner National Bank of Vernon
Vernon, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 6.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.90 | |||
| Profitability Index | 8.30 | |||
| Stability Index | 9.20 | |||
| Company Info |
The Waggoner National Bank of Vernon
Vernon, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 5569 | |||
| Phone Number | (940) 552-2511 | |||
| Website | www.wnbvernon.com | |||
| Asset Quality |
The Waggoner National Bank of Vernon
Vernon, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 1.95% | |||
| 5-Year Asset Growth | 1.91% | |||
| 5-Year Charge-Offs to Average Loans | 0.11% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.73% | |||
| Non-Performing Loans to Capital | 4.51% | |||
| Non-Performing Loans to Loans | 1.50% | |||
| Balance Sheet |
The Waggoner National Bank of Vernon
Vernon, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 336.77M | |||
| Total Deposits | 294.12M | |||
| Capital and Reserves |
The Waggoner National Bank of Vernon
Vernon, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 40.49M | |||
| Leverage Ratio | 14.51 | |||
| Loan Loss Reserves to Loans | 3.24% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
The Waggoner National Bank of Vernon
Vernon, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 11.50% | |||
| Liquidity Ratio | 30.96% | |||
| Profitability |
The Waggoner National Bank of Vernon
Vernon, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 2.20% | |||
| Net Income | 1.48M | |||
| Net Interest Spread | 3.30% | |||
| Operating Profit to Average Assets | 1.75% | |||
| Overhead Efficiency Ratio | 56.05% | |||
| Return on Assets | 1.75% | |||
| Return on Equity | 14.78% | |||