| Weiss Ratings |
The Waggoner National Bank of Vernon
Vernon, TX |
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| Rating | ||||
| Asset Quality Index | 7.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.70 | |||
| Profitability Index | 8.80 | |||
| Stability Index | 9.60 | |||
| Company Info |
The Waggoner National Bank of Vernon
Vernon, TX |
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| FDIC Number | 5569 | |||
| Phone Number | (940) 552-2511 | |||
| Website | www.wnbvernon.com | |||
| Asset Quality |
The Waggoner National Bank of Vernon
Vernon, TX |
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| 1-Year Asset Growth | 4.73% | |||
| 5-Year Asset Growth | 1.91% | |||
| 5-Year Charge-Offs to Average Loans | 0.11% | |||
| Charge-Offs to Average Loans | 0.04% | |||
| Non-Performing Assets to Assets | 0.69% | |||
| Non-Performing Loans to Capital | 4.09% | |||
| Non-Performing Loans to Loans | 1.36% | |||
| Balance Sheet |
The Waggoner National Bank of Vernon
Vernon, TX |
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| Total Assets | 338.55M | |||
| Total Deposits | 289.94M | |||
| Capital and Reserves |
The Waggoner National Bank of Vernon
Vernon, TX |
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| Capital | 46.30M | |||
| Leverage Ratio | 15.48 | |||
| Loan Loss Reserves to Loans | 3.08% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
The Waggoner National Bank of Vernon
Vernon, TX |
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| Hot Money Ratio | 11.34% | |||
| Liquidity Ratio | 28.77% | |||
| Profitability |
The Waggoner National Bank of Vernon
Vernon, TX |
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| 5-Year Return on Average Assets | 2.20% | |||
| Net Income | 5.10M | |||
| Net Interest Spread | 3.58% | |||
| Operating Profit to Average Assets | 2.02% | |||
| Overhead Efficiency Ratio | 52.58% | |||
| Return on Assets | 2.02% | |||
| Return on Equity | 16.36% | |||