Citizens National Bank of Texas
| Weiss Ratings |
Citizens National Bank of Texas
Waxahachie, TX |
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| Rating | ||||
| Asset Quality Index | 4.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.40 | |||
| Profitability Index | 10.00 | |||
| Stability Index | 10.00 | |||
| Company Info |
Citizens National Bank of Texas
Waxahachie, TX |
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| FDIC Number | 5574 | |||
| Phone Number | (972) 938-4300 | |||
| Website | www.cnboftexas.com | |||
| Asset Quality |
Citizens National Bank of Texas
Waxahachie, TX |
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| 1-Year Asset Growth | 10.94% | |||
| 5-Year Asset Growth | 6.48% | |||
| 5-Year Charge-Offs to Average Loans | 0.08% | |||
| Charge-Offs to Average Loans | 0.04% | |||
| Non-Performing Assets to Assets | 0.74% | |||
| Non-Performing Loans to Capital | 9.77% | |||
| Non-Performing Loans to Loans | 0.62% | |||
| Balance Sheet |
Citizens National Bank of Texas
Waxahachie, TX |
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| Total Assets | 2.19B | |||
| Total Deposits | 1.89B | |||
| Capital and Reserves |
Citizens National Bank of Texas
Waxahachie, TX |
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| Capital | 262.98M | |||
| Leverage Ratio | 12.20 | |||
| Loan Loss Reserves to Loans | 1.08% | |||
| Risk-Based Capital Ratio | 14.75 | |||
| Liquidity |
Citizens National Bank of Texas
Waxahachie, TX |
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| Hot Money Ratio | 15.31% | |||
| Liquidity Ratio | 8.76% | |||
| Profitability |
Citizens National Bank of Texas
Waxahachie, TX |
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| 5-Year Return on Average Assets | 1.87% | |||
| Net Income | 26.55M | |||
| Net Interest Spread | 5.39% | |||
| Operating Profit to Average Assets | 2.97% | |||
| Overhead Efficiency Ratio | 45.89% | |||
| Return on Assets | 2.52% | |||
| Return on Equity | 20.58% | |||