C
Fannin Bank
Bonham,  TX
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Fannin Bank
Bonham, TX
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Rating C
Asset Quality Index 6.10
Capitalization Index 6.60
Liquidity Index 3.80
Profitability Index 4.60
Stability Index 3.10
Company Info Fannin Bank
Bonham, TX
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FDIC Number 5589
Phone Number (903) 583-5522
Website www.fanninbank.com
Asset Quality Fannin Bank
Bonham, TX
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1-Year Asset Growth 7.45%
5-Year Asset Growth 3.07%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.06%
Non-Performing Assets to Assets 0.83%
Non-Performing Loans to Capital 8.37%
Non-Performing Loans to Loans 1.60%
Balance Sheet Fannin Bank
Bonham, TX
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Total Assets 159.09M
Total Deposits 147.14M
Capital and Reserves Fannin Bank
Bonham, TX
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Capital 10.44M
Leverage Ratio 8.60
Loan Loss Reserves to Loans 1.71%
Risk-Based Capital Ratio 17.40
Liquidity Fannin Bank
Bonham, TX
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Hot Money Ratio 18.18%
Liquidity Ratio 34.00%
Profitability Fannin Bank
Bonham, TX
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5-Year Return on Average Assets 0.77%
Net Income 1.12M
Net Interest Spread 3.66%
Operating Profit to Average Assets 1.08%
Overhead Efficiency Ratio 70.64%
Return on Assets 1.42%
Return on Equity 21.92%