C
Fannin Bank
BonhamTX
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Fannin Bank
Bonham, TX
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Rating C
Asset Quality Index 7.50
Capitalization Index 6.60
Liquidity Index 3.60
Profitability Index 4.00
Stability Index 2.80
Company Info Fannin Bank
Bonham, TX
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FDIC Number 5589
Phone Number (903) 583-5522
Website www.fanninbank.com
Asset Quality Fannin Bank
Bonham, TX
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1-Year Asset Growth 5.57%
5-Year Asset Growth 3.07%
5-Year Charge-Offs to Average Loans 0.15%
Charge-Offs to Average Loans -0.03%
Non-Performing Assets to Assets 0.68%
Non-Performing Loans to Capital 3.85%
Non-Performing Loans to Loans 1.29%
Balance Sheet Fannin Bank
Bonham, TX
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Total Assets 148.45M
Total Deposits 137.74M
Capital and Reserves Fannin Bank
Bonham, TX
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Capital 9.35M
Leverage Ratio 8.64
Loan Loss Reserves to Loans 1.81%
Risk-Based Capital Ratio 17.70
Liquidity Fannin Bank
Bonham, TX
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Hot Money Ratio 21.95%
Liquidity Ratio 33.55%
Profitability Fannin Bank
Bonham, TX
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5-Year Return on Average Assets 0.73%
Net Income 1.46M
Net Interest Spread 3.42%
Operating Profit to Average Assets 0.96%
Overhead Efficiency Ratio 73.81%
Return on Assets 0.96%
Return on Equity 19.29%