C
Fannin Bank
BonhamTX
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Fannin Bank
Bonham, TX
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Rating C
Asset Quality Index 8.80
Capitalization Index 6.50
Liquidity Index 3.60
Profitability Index 4.00
Stability Index 3.00
Company Info Fannin Bank
Bonham, TX
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FDIC Number 5589
Phone Number (903) 583-5522
Website www.fanninbank.com
Asset Quality Fannin Bank
Bonham, TX
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1-Year Asset Growth 5.48%
5-Year Asset Growth 5.42%
5-Year Charge-Offs to Average Loans 0.15%
Charge-Offs to Average Loans -0.06%
Non-Performing Assets to Assets 0.05%
Non-Performing Loans to Capital 0.57%
Non-Performing Loans to Loans 0.10%
Balance Sheet Fannin Bank
Bonham, TX
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Total Assets 150.32M
Total Deposits 139.42M
Capital and Reserves Fannin Bank
Bonham, TX
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Capital 8.88M
Leverage Ratio 8.50
Loan Loss Reserves to Loans 1.77%
Risk-Based Capital Ratio 16.90
Liquidity Fannin Bank
Bonham, TX
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Hot Money Ratio 22.49%
Liquidity Ratio 33.92%
Profitability Fannin Bank
Bonham, TX
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5-Year Return on Average Assets 0.73%
Net Income 1.09M
Net Interest Spread 3.41%
Operating Profit to Average Assets 0.96%
Overhead Efficiency Ratio 73.36%
Return on Assets 0.96%
Return on Equity 20.68%