| Weiss Ratings |
The First National Bank of Winnsboro
Winnsboro, TX |
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| Rating | ||||
| Asset Quality Index | 6.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.20 | |||
| Profitability Index | 8.40 | |||
| Stability Index | 5.70 | |||
| Company Info |
The First National Bank of Winnsboro
Winnsboro, TX |
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| FDIC Number | 5590 | |||
| Phone Number | (903) 342-5275 | |||
| Website | www.fnbwinnsboro.com | |||
| Asset Quality |
The First National Bank of Winnsboro
Winnsboro, TX |
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| 1-Year Asset Growth | -1.34% | |||
| 5-Year Asset Growth | 2.00% | |||
| 5-Year Charge-Offs to Average Loans | 0.15% | |||
| Charge-Offs to Average Loans | 0.09% | |||
| Non-Performing Assets to Assets | 2.29% | |||
| Non-Performing Loans to Capital | 6.43% | |||
| Non-Performing Loans to Loans | 3.57% | |||
| Balance Sheet |
The First National Bank of Winnsboro
Winnsboro, TX |
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| Total Assets | 158.22M | |||
| Total Deposits | 121.42M | |||
| Capital and Reserves |
The First National Bank of Winnsboro
Winnsboro, TX |
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| Capital | 33.83M | |||
| Leverage Ratio | 22.72 | |||
| Loan Loss Reserves to Loans | 1.28% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
The First National Bank of Winnsboro
Winnsboro, TX |
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| Hot Money Ratio | 25.51% | |||
| Liquidity Ratio | 27.12% | |||
| Profitability |
The First National Bank of Winnsboro
Winnsboro, TX |
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| 5-Year Return on Average Assets | 1.47% | |||
| Net Income | 1.51M | |||
| Net Interest Spread | 5.17% | |||
| Operating Profit to Average Assets | 2.33% | |||
| Overhead Efficiency Ratio | 55.92% | |||
| Return on Assets | 1.93% | |||
| Return on Equity | 9.21% | |||