| Weiss Ratings |
The First National Bank of Winnsboro
Winnsboro, TX |
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| Rating | ||||
| Asset Quality Index | 7.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.80 | |||
| Profitability Index | 6.10 | |||
| Stability Index | 8.50 | |||
| Company Info |
The First National Bank of Winnsboro
Winnsboro, TX |
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| FDIC Number | 5590 | |||
| Phone Number | (903) 342-5275 | |||
| Website | www.fnbwinnsboro.com | |||
| Asset Quality |
The First National Bank of Winnsboro
Winnsboro, TX |
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| 1-Year Asset Growth | -2.51% | |||
| 5-Year Asset Growth | 3.53% | |||
| 5-Year Charge-Offs to Average Loans | 0.16% | |||
| Charge-Offs to Average Loans | -0.02% | |||
| Non-Performing Assets to Assets | 1.64% | |||
| Non-Performing Loans to Capital | 0.01% | |||
| Non-Performing Loans to Loans | 2.67% | |||
| Balance Sheet |
The First National Bank of Winnsboro
Winnsboro, TX |
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| Total Assets | 158.07M | |||
| Total Deposits | 121.01M | |||
| Capital and Reserves |
The First National Bank of Winnsboro
Winnsboro, TX |
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| Capital | 32.20M | |||
| Leverage Ratio | 21.67 | |||
| Loan Loss Reserves to Loans | 1.39% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
The First National Bank of Winnsboro
Winnsboro, TX |
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| Hot Money Ratio | 23.54% | |||
| Liquidity Ratio | 30.13% | |||
| Profitability |
The First National Bank of Winnsboro
Winnsboro, TX |
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| 5-Year Return on Average Assets | 1.21% | |||
| Net Income | 2.52M | |||
| Net Interest Spread | 5.24% | |||
| Operating Profit to Average Assets | 2.58% | |||
| Overhead Efficiency Ratio | 52.18% | |||
| Return on Assets | 2.11% | |||
| Return on Equity | 10.79% | |||