| Weiss Ratings |
The First National Bank of Winnsboro
Winnsboro, TX |
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| Rating | ||||
| Asset Quality Index | 7.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.00 | |||
| Profitability Index | 8.60 | |||
| Stability Index | 6.30 | |||
| Company Info |
The First National Bank of Winnsboro
Winnsboro, TX |
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| FDIC Number | 5590 | |||
| Phone Number | (903) 342-5275 | |||
| Website | www.fnbwinnsboro.com | |||
| Asset Quality |
The First National Bank of Winnsboro
Winnsboro, TX |
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| 1-Year Asset Growth | -2.11% | |||
| 5-Year Asset Growth | 2.00% | |||
| 5-Year Charge-Offs to Average Loans | 0.16% | |||
| Charge-Offs to Average Loans | -0.02% | |||
| Non-Performing Assets to Assets | 1.64% | |||
| Non-Performing Loans to Capital | 3.82% | |||
| Non-Performing Loans to Loans | 2.78% | |||
| Balance Sheet |
The First National Bank of Winnsboro
Winnsboro, TX |
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| Total Assets | 155.84M | |||
| Total Deposits | 120.20M | |||
| Capital and Reserves |
The First National Bank of Winnsboro
Winnsboro, TX |
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| Capital | 32.18M | |||
| Leverage Ratio | 21.54 | |||
| Loan Loss Reserves to Loans | 1.46% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
The First National Bank of Winnsboro
Winnsboro, TX |
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| Hot Money Ratio | 24.23% | |||
| Liquidity Ratio | 32.63% | |||
| Profitability |
The First National Bank of Winnsboro
Winnsboro, TX |
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| 5-Year Return on Average Assets | 1.21% | |||
| Net Income | 3.11M | |||
| Net Interest Spread | 5.21% | |||
| Operating Profit to Average Assets | 2.36% | |||
| Overhead Efficiency Ratio | 56.25% | |||
| Return on Assets | 1.95% | |||
| Return on Equity | 9.89% | |||