C
Yoakum Bank
Yoakum,  TX
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Yoakum Bank
Yoakum, TX
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Rating C
Asset Quality Index 6.80
Capitalization Index 7.70
Liquidity Index 3.20
Profitability Index 4.50
Stability Index 3.30
Company Info Yoakum Bank
Yoakum, TX
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FDIC Number 5595
Phone Number (361) 293-5225
Website ynbtx.com
Asset Quality Yoakum Bank
Yoakum, TX
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1-Year Asset Growth 5.02%
5-Year Asset Growth 15.00%
5-Year Charge-Offs to Average Loans 0.35%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.07%
Non-Performing Loans to Capital 1.23%
Non-Performing Loans to Loans 0.12%
Balance Sheet Yoakum Bank
Yoakum, TX
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Total Assets 385.82M
Total Deposits 350.44M
Capital and Reserves Yoakum Bank
Yoakum, TX
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Capital 33.49M
Leverage Ratio 9.43
Loan Loss Reserves to Loans 1.18%
Risk-Based Capital Ratio --
Liquidity Yoakum Bank
Yoakum, TX
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Hot Money Ratio 22.74%
Liquidity Ratio 28.49%
Profitability Yoakum Bank
Yoakum, TX
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5-Year Return on Average Assets 0.64%
Net Income 2.52M
Net Interest Spread 4.49%
Operating Profit to Average Assets 1.29%
Overhead Efficiency Ratio 68.91%
Return on Assets 1.29%
Return on Equity 15.63%