| Weiss Ratings |
The Yoakum National Bank
Yoakum, TX |
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| Rating | ||||
| Asset Quality Index | 6.00 | |||
| Capitalization Index | 6.90 | |||
| Liquidity Index | 3.10 | |||
| Profitability Index | 2.40 | |||
| Stability Index | 5.00 | |||
| Company Info |
The Yoakum National Bank
Yoakum, TX |
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| FDIC Number | 5595 | |||
| Phone Number | (361) 293-5225 | |||
| Website | ynbtx.com | |||
| Asset Quality |
The Yoakum National Bank
Yoakum, TX |
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| 1-Year Asset Growth | 16.24% | |||
| 5-Year Asset Growth | 15.00% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 1.75% | |||
| Non-Performing Assets to Assets | 0.71% | |||
| Non-Performing Loans to Capital | 7.02% | |||
| Non-Performing Loans to Loans | 1.22% | |||
| Balance Sheet |
The Yoakum National Bank
Yoakum, TX |
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| Total Assets | 384.31M | |||
| Total Deposits | 349.97M | |||
| Capital and Reserves |
The Yoakum National Bank
Yoakum, TX |
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| Capital | 31.48M | |||
| Leverage Ratio | 8.91 | |||
| Loan Loss Reserves to Loans | 1.13% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
The Yoakum National Bank
Yoakum, TX |
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| Hot Money Ratio | 24.93% | |||
| Liquidity Ratio | 27.11% | |||
| Profitability |
The Yoakum National Bank
Yoakum, TX |
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| 5-Year Return on Average Assets | 0.85% | |||
| Net Income | 705.00K | |||
| Net Interest Spread | 4.19% | |||
| Operating Profit to Average Assets | 0.20% | |||
| Overhead Efficiency Ratio | 68.87% | |||
| Return on Assets | 0.19% | |||
| Return on Equity | 2.38% | |||