| Weiss Ratings |
Troy Bank & Trust Company
Troy, AL |
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| Rating | ||||
| Asset Quality Index | 7.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.50 | |||
| Profitability Index | 6.10 | |||
| Stability Index | 5.70 | |||
| Company Info |
Troy Bank & Trust Company
Troy, AL |
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| FDIC Number | 5598 | |||
| Phone Number | (334) 566-4000 | |||
| Website | www.troybankandtrust.com | |||
| Asset Quality |
Troy Bank & Trust Company
Troy, AL |
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| 1-Year Asset Growth | 5.99% | |||
| 5-Year Asset Growth | 13.77% | |||
| 5-Year Charge-Offs to Average Loans | 0.03% | |||
| Charge-Offs to Average Loans | 0.11% | |||
| Non-Performing Assets to Assets | 0.55% | |||
| Non-Performing Loans to Capital | 2.87% | |||
| Non-Performing Loans to Loans | 0.80% | |||
| Balance Sheet |
Troy Bank & Trust Company
Troy, AL |
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| Total Assets | 1.61B | |||
| Total Deposits | 1.41B | |||
| Capital and Reserves |
Troy Bank & Trust Company
Troy, AL |
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| Capital | 185.13M | |||
| Leverage Ratio | 12.28 | |||
| Loan Loss Reserves to Loans | 1.29% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Troy Bank & Trust Company
Troy, AL |
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| Hot Money Ratio | 22.58% | |||
| Liquidity Ratio | 16.21% | |||
| Profitability |
Troy Bank & Trust Company
Troy, AL |
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| 5-Year Return on Average Assets | 0.95% | |||
| Net Income | 15.26M | |||
| Net Interest Spread | 3.75% | |||
| Operating Profit to Average Assets | 1.62% | |||
| Overhead Efficiency Ratio | 55.07% | |||
| Return on Assets | 1.29% | |||
| Return on Equity | 11.70% | |||