| Weiss Ratings |
Troy Bank & Trust Company
Troy, AL |
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| Rating | ||||
| Asset Quality Index | 6.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.40 | |||
| Profitability Index | 6.50 | |||
| Stability Index | 5.70 | |||
| Company Info |
Troy Bank & Trust Company
Troy, AL |
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| FDIC Number | 5598 | |||
| Phone Number | (334) 566-4000 | |||
| Website | www.troybankandtrust.com | |||
| Asset Quality |
Troy Bank & Trust Company
Troy, AL |
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| 1-Year Asset Growth | 1.27% | |||
| 5-Year Asset Growth | 8.30% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.20% | |||
| Non-Performing Assets to Assets | 1.01% | |||
| Non-Performing Loans to Capital | 6.27% | |||
| Non-Performing Loans to Loans | 1.49% | |||
| Balance Sheet |
Troy Bank & Trust Company
Troy, AL |
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| Total Assets | 1.60B | |||
| Total Deposits | 1.39B | |||
| Capital and Reserves |
Troy Bank & Trust Company
Troy, AL |
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| Capital | 192.16M | |||
| Leverage Ratio | 12.83 | |||
| Loan Loss Reserves to Loans | 1.29% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Troy Bank & Trust Company
Troy, AL |
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| Hot Money Ratio | 21.10% | |||
| Liquidity Ratio | 14.87% | |||
| Profitability |
Troy Bank & Trust Company
Troy, AL |
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| 5-Year Return on Average Assets | 1.03% | |||
| Net Income | 10.89M | |||
| Net Interest Spread | 3.88% | |||
| Operating Profit to Average Assets | 1.72% | |||
| Overhead Efficiency Ratio | 53.16% | |||
| Return on Assets | 1.36% | |||
| Return on Equity | 11.27% | |||