| Weiss Ratings |
Troy Bank & Trust Company
Troy, AL |
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| Rating | ||||
| Asset Quality Index | 7.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.50 | |||
| Profitability Index | 5.20 | |||
| Stability Index | 8.80 | |||
| Company Info |
Troy Bank & Trust Company
Troy, AL |
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| FDIC Number | 5598 | |||
| Phone Number | (334) 566-4000 | |||
| Website | www.troybankandtrust.com | |||
| Asset Quality |
Troy Bank & Trust Company
Troy, AL |
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| 1-Year Asset Growth | 0.93% | |||
| 5-Year Asset Growth | 13.77% | |||
| 5-Year Charge-Offs to Average Loans | 0.03% | |||
| Charge-Offs to Average Loans | 0.14% | |||
| Non-Performing Assets to Assets | 0.65% | |||
| Non-Performing Loans to Capital | 3.64% | |||
| Non-Performing Loans to Loans | 0.98% | |||
| Balance Sheet |
Troy Bank & Trust Company
Troy, AL |
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| Total Assets | 1.53B | |||
| Total Deposits | 1.34B | |||
| Capital and Reserves |
Troy Bank & Trust Company
Troy, AL |
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| Capital | 172.71M | |||
| Leverage Ratio | 12.38 | |||
| Loan Loss Reserves to Loans | 1.32% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Troy Bank & Trust Company
Troy, AL |
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| Hot Money Ratio | 23.65% | |||
| Liquidity Ratio | 16.82% | |||
| Profitability |
Troy Bank & Trust Company
Troy, AL |
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| 5-Year Return on Average Assets | 0.95% | |||
| Net Income | 4.59M | |||
| Net Interest Spread | 3.70% | |||
| Operating Profit to Average Assets | 1.45% | |||
| Overhead Efficiency Ratio | 54.46% | |||
| Return on Assets | 1.19% | |||
| Return on Equity | 10.87% | |||