| Weiss Ratings |
Union State Bank
Pell City, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 8.10 | |||
| Capitalization Index | 5.50 | |||
| Liquidity Index | 3.40 | |||
| Profitability Index | 1.90 | |||
| Stability Index | 2.00 | |||
| Company Info |
Union State Bank
Pell City, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 5602 | |||
| Phone Number | (205) 884-1520 | |||
| Website | www.unionstate.net | |||
| Asset Quality |
Union State Bank
Pell City, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -0.46% | |||
| 5-Year Asset Growth | 1.33% | |||
| 5-Year Charge-Offs to Average Loans | -0.12% | |||
| Charge-Offs to Average Loans | 0.06% | |||
| Non-Performing Assets to Assets | 0.30% | |||
| Non-Performing Loans to Capital | 1.61% | |||
| Non-Performing Loans to Loans | 0.53% | |||
| Balance Sheet |
Union State Bank
Pell City, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 216.03M | |||
| Total Deposits | 206.93M | |||
| Capital and Reserves |
Union State Bank
Pell City, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 7.97M | |||
| Leverage Ratio | 8.52 | |||
| Loan Loss Reserves to Loans | 1.34% | |||
| Risk-Based Capital Ratio | 14.09 | |||
| Liquidity |
Union State Bank
Pell City, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 10.91% | |||
| Liquidity Ratio | 24.85% | |||
| Profitability |
Union State Bank
Pell City, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.18% | |||
| Net Income | 226.00K | |||
| Net Interest Spread | 2.95% | |||
| Operating Profit to Average Assets | 0.21% | |||
| Overhead Efficiency Ratio | 94.25% | |||
| Return on Assets | 0.21% | |||
| Return on Equity | 6.05% | |||