C
Smackover State Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Smackover State Bank
Smackover, AR
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Rating C
Asset Quality Index 8.30
Capitalization Index 8.50
Liquidity Index 0.50
Profitability Index 4.10
Stability Index 3.70
Company Info Smackover State Bank
Smackover, AR
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FDIC Number 5623
Phone Number (870) 725-3051
Website smackoverbank.com
Asset Quality Smackover State Bank
Smackover, AR
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1-Year Asset Growth 9.88%
5-Year Asset Growth 5.92%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.10%
Non-Performing Loans to Capital 0.76%
Non-Performing Loans to Loans 0.12%
Balance Sheet Smackover State Bank
Smackover, AR
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Total Assets 256.96M
Total Deposits 205.86M
Capital and Reserves Smackover State Bank
Smackover, AR
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Capital 24.99M
Leverage Ratio 10.53
Loan Loss Reserves to Loans 0.84%
Risk-Based Capital Ratio --
Liquidity Smackover State Bank
Smackover, AR
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Hot Money Ratio 36.49%
Liquidity Ratio 10.85%
Profitability Smackover State Bank
Smackover, AR
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5-Year Return on Average Assets 0.73%
Net Income 1.73M
Net Interest Spread 2.71%
Operating Profit to Average Assets 1.11%
Overhead Efficiency Ratio 56.19%
Return on Assets 0.91%
Return on Equity 9.84%