C
CS Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
11.63
Return On
Assets
2.28%
Total
Assets
610.35M
Capital
69.82M
Total
Deposits
472.93M
Net
Income
10.26M
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Weiss Ratings CS Bank
Eureka Springs, AR 		Click to
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Rating C
Asset Quality Index 7.10
Capitalization Index 10.00
Liquidity Index 0.30
Profitability Index 9.60
Stability Index 3.70
Company Info CS Bank
Eureka Springs, AR 		Click to
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FDIC Number 5635
Phone Number (479) 253-2265
Website www.cs.bank
Asset Quality CS Bank
Eureka Springs, AR 		Click to
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1-Year Asset Growth 6.45%
5-Year Asset Growth 16.21%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.15%
Non-Performing Assets to Assets 0.47%
Non-Performing Loans to Capital 3.65%
Non-Performing Loans to Loans 0.58%
Balance Sheet CS Bank
Eureka Springs, AR 		Click to
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Total Assets 610.35M
Total Deposits 472.93M
Capital and Reserves CS Bank
Eureka Springs, AR 		Click to
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Capital 69.82M
Leverage Ratio 11.63
Loan Loss Reserves to Loans 1.73%
Risk-Based Capital Ratio --
Liquidity CS Bank
Eureka Springs, AR 		Click to
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Hot Money Ratio 29.54%
Liquidity Ratio 10.88%
Profitability CS Bank
Eureka Springs, AR 		Click to
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5-Year Return on Average Assets 2.01%
Net Income 10.26M
Net Interest Spread 4.78%
Operating Profit to Average Assets 2.28%
Overhead Efficiency Ratio 52.74%
Return on Assets 2.28%
Return on Equity 20.56%