C
CS Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
11.18
Return On
Assets
2.04%
Total
Assets
593.83M
Capital
66.89M
Total
Deposits
468.51M
Net
Income
6.10M
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Weiss Ratings CS Bank
Eureka Springs, AR 		Click to
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Rating C
Asset Quality Index 6.80
Capitalization Index 10.00
Liquidity Index 0.20
Profitability Index 8.90
Stability Index 3.70
Company Info CS Bank
Eureka Springs, AR 		Click to
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FDIC Number 5635
Phone Number (479) 253-2265
Website www.cs.bank
Asset Quality CS Bank
Eureka Springs, AR 		Click to
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1-Year Asset Growth 3.44%
5-Year Asset Growth 16.21%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.14%
Non-Performing Assets to Assets 0.40%
Non-Performing Loans to Capital 4.16%
Non-Performing Loans to Loans 0.48%
Balance Sheet CS Bank
Eureka Springs, AR 		Click to
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Total Assets 593.83M
Total Deposits 468.51M
Capital and Reserves CS Bank
Eureka Springs, AR 		Click to
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Capital 66.89M
Leverage Ratio 11.18
Loan Loss Reserves to Loans 1.71%
Risk-Based Capital Ratio --
Liquidity CS Bank
Eureka Springs, AR 		Click to
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Hot Money Ratio 29.20%
Liquidity Ratio 9.35%
Profitability CS Bank
Eureka Springs, AR 		Click to
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5-Year Return on Average Assets 2.01%
Net Income 6.10M
Net Interest Spread 4.71%
Operating Profit to Average Assets 2.04%
Overhead Efficiency Ratio 55.57%
Return on Assets 2.04%
Return on Equity 18.58%