C
Discover Bank
Rating Date
April 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Discover Bank
Greenwood, DE
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Rating C
Asset Quality Index 1.40
Capitalization Index 8.30
Liquidity Index 2.30
Profitability Index 10.00
Stability Index 10.00
Company Info Discover Bank
Greenwood, DE
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FDIC Number 5649
Phone Number (224) 405-3555
Website www.discover.com
Asset Quality Discover Bank
Greenwood, DE
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1-Year Asset Growth -2.61%
5-Year Asset Growth 5.88%
5-Year Charge-Offs to Average Loans 2.66%
Charge-Offs to Average Loans 4.71%
Non-Performing Assets to Assets 3.14%
Non-Performing Loans to Capital 19.28%
Non-Performing Loans to Loans 3.77%
Balance Sheet Discover Bank
Greenwood, DE
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Total Assets 145.45B
Total Deposits 112.46B
Capital and Reserves Discover Bank
Greenwood, DE
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Capital 14.02B
Leverage Ratio 9.89
Loan Loss Reserves to Loans 6.87%
Risk-Based Capital Ratio 14.20
Liquidity Discover Bank
Greenwood, DE
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Hot Money Ratio 12.51%
Liquidity Ratio 21.22%
Profitability Discover Bank
Greenwood, DE
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5-Year Return on Average Assets 2.81%
Net Income 4.38B
Net Interest Spread 9.90%
Operating Profit to Average Assets 3.93%
Overhead Efficiency Ratio 35.75%
Return on Assets 2.94%
Return on Equity 31.65%