Citizens Bank and Trust
| Weiss Ratings |
Citizens Bank and Trust
Frostproof, FL |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 5.40 | |||
| Capitalization Index | 5.70 | |||
| Liquidity Index | 3.90 | |||
| Profitability Index | 4.00 | |||
| Stability Index | 4.10 | |||
| Company Info |
Citizens Bank and Trust
Frostproof, FL |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 5673 | |||
| Phone Number | (863) 676-7631 | |||
| Website | www.citizens-bank.com | |||
| Asset Quality |
Citizens Bank and Trust
Frostproof, FL |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 7.35% | |||
| 5-Year Asset Growth | 12.67% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | 0.06% | |||
| Non-Performing Assets to Assets | 0.65% | |||
| Non-Performing Loans to Capital | 5.40% | |||
| Non-Performing Loans to Loans | 1.10% | |||
| Balance Sheet |
Citizens Bank and Trust
Frostproof, FL |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 1.45B | |||
| Total Deposits | 1.37B | |||
| Capital and Reserves |
Citizens Bank and Trust
Frostproof, FL |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 55.45M | |||
| Leverage Ratio | 7.72 | |||
| Loan Loss Reserves to Loans | 1.22% | |||
| Risk-Based Capital Ratio | 13.33 | |||
| Liquidity |
Citizens Bank and Trust
Frostproof, FL |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 6.46% | |||
| Liquidity Ratio | 13.90% | |||
| Profitability |
Citizens Bank and Trust
Frostproof, FL |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.99% | |||
| Net Income | 14.54M | |||
| Net Interest Spread | 3.00% | |||
| Operating Profit to Average Assets | 0.98% | |||
| Overhead Efficiency Ratio | 67.05% | |||
| Return on Assets | 0.98% | |||
| Return on Equity | 34.73% | |||