B
PrimeSouth Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings PrimeSouth Bank
Waycross, GA
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Rating B
Asset Quality Index 7.10
Capitalization Index 10.00
Liquidity Index 2.10
Profitability Index 10.00
Stability Index 5.70
Company Info PrimeSouth Bank
Waycross, GA
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FDIC Number 5694
Phone Number (912) 283-6685
Website www.primesouth.com
Asset Quality PrimeSouth Bank
Waycross, GA
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1-Year Asset Growth 8.24%
5-Year Asset Growth 19.16%
5-Year Charge-Offs to Average Loans -0.07%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.61%
Non-Performing Loans to Capital 4.26%
Non-Performing Loans to Loans 0.73%
Balance Sheet PrimeSouth Bank
Waycross, GA
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Total Assets 1.47B
Total Deposits 1.25B
Capital and Reserves PrimeSouth Bank
Waycross, GA
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Capital 155.99M
Leverage Ratio 11.77
Loan Loss Reserves to Loans 1.43%
Risk-Based Capital Ratio 15.80
Liquidity PrimeSouth Bank
Waycross, GA
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Hot Money Ratio 14.38%
Liquidity Ratio 10.97%
Profitability PrimeSouth Bank
Waycross, GA
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5-Year Return on Average Assets 1.43%
Net Income 20.61M
Net Interest Spread 4.73%
Operating Profit to Average Assets 2.65%
Overhead Efficiency Ratio 46.98%
Return on Assets 2.02%
Return on Equity 18.98%