B
American Heritage Bank
ClovisNM
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings American Heritage Bank
Clovis, NM
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Rating B
Asset Quality Index 6.20
Capitalization Index 10.00
Liquidity Index 3.60
Profitability Index 9.80
Stability Index 7.80
Company Info American Heritage Bank
Clovis, NM
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FDIC Number 57025
Phone Number (575) 762-2800
Website www.ahbnm.com
Asset Quality American Heritage Bank
Clovis, NM
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1-Year Asset Growth 6.03%
5-Year Asset Growth 9.31%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.14%
Non-Performing Loans to Capital 12.11%
Non-Performing Loans to Loans 0.24%
Balance Sheet American Heritage Bank
Clovis, NM
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Total Assets 136.25M
Total Deposits 121.30M
Capital and Reserves American Heritage Bank
Clovis, NM
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Capital 13.91M
Leverage Ratio 12.23
Loan Loss Reserves to Loans 1.55%
Risk-Based Capital Ratio 18.40
Liquidity American Heritage Bank
Clovis, NM
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Hot Money Ratio 20.70%
Liquidity Ratio 38.23%
Profitability American Heritage Bank
Clovis, NM
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5-Year Return on Average Assets 1.52%
Net Income 1.25M
Net Interest Spread 4.90%
Operating Profit to Average Assets 2.46%
Overhead Efficiency Ratio 48.69%
Return on Assets 1.84%
Return on Equity 18.86%