B
Cornerstone National Bank & Trust Company
Rating Date
August 2026
Risk Based
Capital Ratio
13.10
Leverage
Ratio
10.36
Return On
Assets
1.14%
Total
Assets
1.01B
Capital
104.26M
Total
Deposits
897.02M
Net
Income
5.87M
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Weiss Ratings Cornerstone National Bank & Trust Company
Palatine, IL 		Click to
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Rating B
Asset Quality Index 7.40
Capitalization Index 9.00
Liquidity Index 2.10
Profitability Index 6.00
Stability Index 5.70
Company Info Cornerstone National Bank & Trust Company
Palatine, IL 		Click to
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FDIC Number 57061
Phone Number (847) 654-3000
Website www.cnbtc.bank
Asset Quality Cornerstone National Bank & Trust Company
Palatine, IL 		Click to
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1-Year Asset Growth 0.79%
5-Year Asset Growth 3.19%
5-Year Charge-Offs to Average Loans -0.04%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.02%
Non-Performing Loans to Capital 0.18%
Non-Performing Loans to Loans 0.03%
Balance Sheet Cornerstone National Bank & Trust Company
Palatine, IL 		Click to
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Total Assets 1.01B
Total Deposits 897.02M
Capital and Reserves Cornerstone National Bank & Trust Company
Palatine, IL 		Click to
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Capital 104.26M
Leverage Ratio 10.36
Loan Loss Reserves to Loans 1.24%
Risk-Based Capital Ratio 13.10
Liquidity Cornerstone National Bank & Trust Company
Palatine, IL 		Click to
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Hot Money Ratio 5.06%
Liquidity Ratio 21.72%
Profitability Cornerstone National Bank & Trust Company
Palatine, IL 		Click to
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5-Year Return on Average Assets 1.12%
Net Income 5.87M
Net Interest Spread 3.96%
Operating Profit to Average Assets 1.61%
Overhead Efficiency Ratio 61.60%
Return on Assets 1.14%
Return on Equity 11.52%