B
Cornerstone National Bank & Trust Company
Rating Date
March 2026
Risk Based
Capital Ratio
13.14
Leverage
Ratio
9.86
Return On
Assets
1.14%
Total
Assets
1.03B
Capital
101.43M
Total
Deposits
924.97M
Net
Income
11.59M
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Weiss Ratings Cornerstone National Bank & Trust Company
Palatine, IL 		Click to
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Rating B
Asset Quality Index 8.50
Capitalization Index 8.30
Liquidity Index 3.10
Profitability Index 6.00
Stability Index 8.90
Company Info Cornerstone National Bank & Trust Company
Palatine, IL 		Click to
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FDIC Number 57061
Phone Number (847) 654-3000
Website www.cnbtc.bank
Asset Quality Cornerstone National Bank & Trust Company
Palatine, IL 		Click to
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1-Year Asset Growth 5.72%
5-Year Asset Growth 3.19%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.04%
Non-Performing Loans to Capital 0.37%
Non-Performing Loans to Loans 0.06%
Balance Sheet Cornerstone National Bank & Trust Company
Palatine, IL 		Click to
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Total Assets 1.03B
Total Deposits 924.97M
Capital and Reserves Cornerstone National Bank & Trust Company
Palatine, IL 		Click to
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Capital 101.43M
Leverage Ratio 9.86
Loan Loss Reserves to Loans 1.23%
Risk-Based Capital Ratio 13.14
Liquidity Cornerstone National Bank & Trust Company
Palatine, IL 		Click to
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Hot Money Ratio 5.33%
Liquidity Ratio 28.37%
Profitability Cornerstone National Bank & Trust Company
Palatine, IL 		Click to
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5-Year Return on Average Assets 1.11%
Net Income 11.59M
Net Interest Spread 3.77%
Operating Profit to Average Assets 1.52%
Overhead Efficiency Ratio 63.14%
Return on Assets 1.14%
Return on Equity 11.55%