B
Cornerstone National Bank & Trust Company
Rating Date
October 2025
Risk Based
Capital Ratio
13.86
Leverage
Ratio
10.25
Return On
Assets
1.11%
Total
Assets
1.02B
Capital
102.82M
Total
Deposits
904.56M
Net
Income
8.36M
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Weiss Ratings Cornerstone National Bank & Trust Company
Palatine, IL 		Click to
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Rating B
Asset Quality Index 8.50
Capitalization Index 8.90
Liquidity Index 3.30
Profitability Index 6.00
Stability Index 8.20
Company Info Cornerstone National Bank & Trust Company
Palatine, IL 		Click to
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FDIC Number 57061
Phone Number (847) 654-3000
Website www.cnbtc.bank
Asset Quality Cornerstone National Bank & Trust Company
Palatine, IL 		Click to
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1-Year Asset Growth 1.48%
5-Year Asset Growth 10.89%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.07%
Non-Performing Loans to Capital 0.59%
Non-Performing Loans to Loans 0.09%
Balance Sheet Cornerstone National Bank & Trust Company
Palatine, IL 		Click to
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Total Assets 1.02B
Total Deposits 904.56M
Capital and Reserves Cornerstone National Bank & Trust Company
Palatine, IL 		Click to
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Capital 102.82M
Leverage Ratio 10.25
Loan Loss Reserves to Loans 1.24%
Risk-Based Capital Ratio 13.86
Liquidity Cornerstone National Bank & Trust Company
Palatine, IL 		Click to
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Hot Money Ratio 5.01%
Liquidity Ratio 30.80%
Profitability Cornerstone National Bank & Trust Company
Palatine, IL 		Click to
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5-Year Return on Average Assets 1.11%
Net Income 8.36M
Net Interest Spread 3.73%
Operating Profit to Average Assets 1.53%
Overhead Efficiency Ratio 63.15%
Return on Assets 1.11%
Return on Equity 11.19%