B
Cornerstone National Bank & Trust Company
Rating Date
June 2025
Risk Based
Capital Ratio
14.33
Leverage
Ratio
10.29
Return On
Assets
0.91%
Total
Assets
997.76M
Capital
98.73M
Total
Deposits
892.93M
Net
Income
2.26M
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Weiss Ratings Cornerstone National Bank & Trust Company
Palatine, IL 		Click to
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Rating B
Asset Quality Index 8.60
Capitalization Index 8.90
Liquidity Index 3.40
Profitability Index 5.40
Stability Index 7.20
Company Info Cornerstone National Bank & Trust Company
Palatine, IL 		Click to
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FDIC Number 57061
Phone Number (847) 654-3000
Website www.cnbtc.bank
Asset Quality Cornerstone National Bank & Trust Company
Palatine, IL 		Click to
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1-Year Asset Growth 1.59%
5-Year Asset Growth 10.89%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.08%
Non-Performing Loans to Capital 0.70%
Non-Performing Loans to Loans 0.12%
Balance Sheet Cornerstone National Bank & Trust Company
Palatine, IL 		Click to
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Total Assets 997.76M
Total Deposits 892.93M
Capital and Reserves Cornerstone National Bank & Trust Company
Palatine, IL 		Click to
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Capital 98.73M
Leverage Ratio 10.29
Loan Loss Reserves to Loans 1.32%
Risk-Based Capital Ratio 14.33
Liquidity Cornerstone National Bank & Trust Company
Palatine, IL 		Click to
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Hot Money Ratio 5.25%
Liquidity Ratio 35.80%
Profitability Cornerstone National Bank & Trust Company
Palatine, IL 		Click to
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5-Year Return on Average Assets 1.11%
Net Income 2.26M
Net Interest Spread 3.54%
Operating Profit to Average Assets 1.26%
Overhead Efficiency Ratio 68.82%
Return on Assets 0.91%
Return on Equity 9.17%