C
First Commercial Bank
JacksonMS
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First Commercial Bank
Jackson, MS
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Rating C
Asset Quality Index 8.40
Capitalization Index 9.90
Liquidity Index 0.20
Profitability Index 4.10
Stability Index 3.70
Company Info First Commercial Bank
Jackson, MS
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FDIC Number 57069
Phone Number (601) 709-7777
Website www.firstcommercialbk.com
Asset Quality First Commercial Bank
Jackson, MS
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1-Year Asset Growth 5.10%
5-Year Asset Growth 23.04%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.03%
Non-Performing Loans to Loans 0.00%
Balance Sheet First Commercial Bank
Jackson, MS
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Total Assets 916.59M
Total Deposits 763.37M
Capital and Reserves First Commercial Bank
Jackson, MS
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Capital 99.29M
Leverage Ratio 10.95
Loan Loss Reserves to Loans 0.97%
Risk-Based Capital Ratio 13.51
Liquidity First Commercial Bank
Jackson, MS
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Hot Money Ratio 11.75%
Liquidity Ratio 7.46%
Profitability First Commercial Bank
Jackson, MS
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5-Year Return on Average Assets 0.59%
Net Income 3.61M
Net Interest Spread 3.53%
Operating Profit to Average Assets 1.09%
Overhead Efficiency Ratio 72.53%
Return on Assets 0.81%
Return on Equity 7.43%