D
Georgia Banking Company
AtlantaGA
Rating Date
October 2025
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Capital Ratio
Leverage
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Weiss Ratings Georgia Banking Company
Atlanta, GA
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Rating D
Asset Quality Index 7.10
Capitalization Index 7.50
Liquidity Index 0.50
Profitability Index 5.10
Stability Index 3.70
Company Info Georgia Banking Company
Atlanta, GA
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FDIC Number 57071
Phone Number (404) 835-7272
Website geobanking.com
Asset Quality Georgia Banking Company
Atlanta, GA
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1-Year Asset Growth 30.70%
5-Year Asset Growth 75.11%
5-Year Charge-Offs to Average Loans 0.10%
Charge-Offs to Average Loans 0.05%
Non-Performing Assets to Assets 0.38%
Non-Performing Loans to Capital 3.92%
Non-Performing Loans to Loans 0.56%
Balance Sheet Georgia Banking Company
Atlanta, GA
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Total Assets 2.72B
Total Deposits 2.19B
Capital and Reserves Georgia Banking Company
Atlanta, GA
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Capital 249.16M
Leverage Ratio 9.33
Loan Loss Reserves to Loans 1.11%
Risk-Based Capital Ratio 12.09
Liquidity Georgia Banking Company
Atlanta, GA
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Hot Money Ratio 28.75%
Liquidity Ratio 13.90%
Profitability Georgia Banking Company
Atlanta, GA
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5-Year Return on Average Assets 0.34%
Net Income 16.59M
Net Interest Spread 4.38%
Operating Profit to Average Assets 1.23%
Overhead Efficiency Ratio 68.46%
Return on Assets 0.91%
Return on Equity 9.72%