Community Bank of Santa Maria
| Weiss Ratings |
Community Bank of Santa Maria
Santa Maria, CA |
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| Rating | ||||
| Asset Quality Index | 7.50 | |||
| Capitalization Index | 9.20 | |||
| Liquidity Index | 2.20 | |||
| Profitability Index | 5.30 | |||
| Stability Index | 5.40 | |||
| Company Info |
Community Bank of Santa Maria
Santa Maria, CA |
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| FDIC Number | 57073 | |||
| Phone Number | (805) 922-2900 | |||
| Website | www.yourcbsm.com | |||
| Asset Quality |
Community Bank of Santa Maria
Santa Maria, CA |
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| 1-Year Asset Growth | -5.06% | |||
| 5-Year Asset Growth | 5.32% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.11% | |||
| Non-Performing Loans to Capital | 0.99% | |||
| Non-Performing Loans to Loans | 0.15% | |||
| Balance Sheet |
Community Bank of Santa Maria
Santa Maria, CA |
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| Total Assets | 396.52M | |||
| Total Deposits | 350.36M | |||
| Capital and Reserves |
Community Bank of Santa Maria
Santa Maria, CA |
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| Capital | 38.53M | |||
| Leverage Ratio | 10.49 | |||
| Loan Loss Reserves to Loans | 1.01% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Community Bank of Santa Maria
Santa Maria, CA |
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| Hot Money Ratio | 15.17% | |||
| Liquidity Ratio | 21.58% | |||
| Profitability |
Community Bank of Santa Maria
Santa Maria, CA |
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| 5-Year Return on Average Assets | 0.92% | |||
| Net Income | 2.19M | |||
| Net Interest Spread | 4.42% | |||
| Operating Profit to Average Assets | 1.42% | |||
| Overhead Efficiency Ratio | 68.81% | |||
| Return on Assets | 1.07% | |||
| Return on Equity | 11.26% | |||