Community Bank of Santa Maria
| Weiss Ratings |
Community Bank of Santa Maria
Santa Maria, CA |
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| Rating | ||||
| Asset Quality Index | 8.70 | |||
| Capitalization Index | 9.70 | |||
| Liquidity Index | 3.10 | |||
| Profitability Index | 4.50 | |||
| Stability Index | 5.50 | |||
| Company Info |
Community Bank of Santa Maria
Santa Maria, CA |
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| FDIC Number | 57073 | |||
| Phone Number | (805) 922-2900 | |||
| Website | www.yourcbsm.com | |||
| Asset Quality |
Community Bank of Santa Maria
Santa Maria, CA |
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| 1-Year Asset Growth | 4.02% | |||
| 5-Year Asset Growth | 10.80% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | -0.01% | |||
| Non-Performing Assets to Assets | 0.02% | |||
| Non-Performing Loans to Capital | 0.14% | |||
| Non-Performing Loans to Loans | 0.02% | |||
| Balance Sheet |
Community Bank of Santa Maria
Santa Maria, CA |
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| Total Assets | 401.93M | |||
| Total Deposits | 361.06M | |||
| Capital and Reserves |
Community Bank of Santa Maria
Santa Maria, CA |
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| Capital | 38.36M | |||
| Leverage Ratio | 10.78 | |||
| Loan Loss Reserves to Loans | 1.00% | |||
| Risk-Based Capital Ratio | 16.09 | |||
| Liquidity |
Community Bank of Santa Maria
Santa Maria, CA |
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| Hot Money Ratio | 14.08% | |||
| Liquidity Ratio | 30.56% | |||
| Profitability |
Community Bank of Santa Maria
Santa Maria, CA |
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| 5-Year Return on Average Assets | 0.86% | |||
| Net Income | 864.00K | |||
| Net Interest Spread | 3.88% | |||
| Operating Profit to Average Assets | 1.10% | |||
| Overhead Efficiency Ratio | 70.44% | |||
| Return on Assets | 0.84% | |||
| Return on Equity | 9.24% | |||