bankcda
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 13.3. A current level of 1.8 percent of nonperforming loans to core capital contributes to the Excellent asset quality (8.9).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.8 on a scale of 0 to 10). Operating profits as a percentage of assets at 0.9%, coupled with a return on assets of 0.7 has resulted in Fair (4.2) profitability.
Asset Mix:
Securities (32%), comm re (28%), comm loans (7%), home mtgs (7%), cash (3%), home eq lns (3%), consumer loans (0%), other (20%)
States with Branches:
ID
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Coeur d'Alene Bancorp, Inc.
Investment Rating
Address
912 Northwest Boulevard
Coeur d'Alene, ID 83814
Coeur d'Alene, ID 83814
Phone Number
(208) 665-5999
Year Founded
2001
FDIC Number
Website
Largest Affiliates
No affiliate information available.