B
Westfield Bank, FSB
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Westfield Bank, FSB
Westfield Center, OH
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Rating B
Asset Quality Index 7.90
Capitalization Index 10.00
Liquidity Index 2.40
Profitability Index 4.10
Stability Index 9.30
Company Info Westfield Bank, FSB
Westfield Center, OH
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FDIC Number 57077
Phone Number (800) 368-8930
Website www.westfield-bank.com/
Asset Quality Westfield Bank, FSB
Westfield Center, OH
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1-Year Asset Growth 0.59%
5-Year Asset Growth 7.75%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.12%
Non-Performing Assets to Assets 0.11%
Non-Performing Loans to Capital 0.74%
Non-Performing Loans to Loans 0.15%
Balance Sheet Westfield Bank, FSB
Westfield Center, OH
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Total Assets 2.12B
Total Deposits 1.86B
Capital and Reserves Westfield Bank, FSB
Westfield Center, OH
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Capital 243.95M
Leverage Ratio 11.81
Loan Loss Reserves to Loans 1.19%
Risk-Based Capital Ratio --
Liquidity Westfield Bank, FSB
Westfield Center, OH
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Hot Money Ratio 15.04%
Liquidity Ratio 17.19%
Profitability Westfield Bank, FSB
Westfield Center, OH
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5-Year Return on Average Assets 0.96%
Net Income 4.36M
Net Interest Spread 2.94%
Operating Profit to Average Assets 1.02%
Overhead Efficiency Ratio 65.16%
Return on Assets 0.83%
Return on Equity 7.28%