C
Northstar Bank
Bad AxeMI
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Northstar Bank
Bad Axe, MI
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Rating C
Asset Quality Index 3.90
Capitalization Index 7.50
Liquidity Index 0.40
Profitability Index 6.30
Stability Index 6.50
Company Info Northstar Bank
Bad Axe, MI
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FDIC Number 57097
Phone Number (989) 269-8077
Website www.northstarathome.com
Asset Quality Northstar Bank
Bad Axe, MI
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1-Year Asset Growth 8.75%
5-Year Asset Growth 11.48%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.32%
Non-Performing Assets to Assets 2.29%
Non-Performing Loans to Capital 7.55%
Non-Performing Loans to Loans 2.44%
Balance Sheet Northstar Bank
Bad Axe, MI
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Total Assets 1.12B
Total Deposits 936.91M
Capital and Reserves Northstar Bank
Bad Axe, MI
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Capital 97.27M
Leverage Ratio 9.36
Loan Loss Reserves to Loans 1.27%
Risk-Based Capital Ratio --
Liquidity Northstar Bank
Bad Axe, MI
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Hot Money Ratio 13.42%
Liquidity Ratio 10.67%
Profitability Northstar Bank
Bad Axe, MI
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5-Year Return on Average Assets 1.15%
Net Income 9.74M
Net Interest Spread 4.13%
Operating Profit to Average Assets 1.51%
Overhead Efficiency Ratio 58.23%
Return on Assets 1.23%
Return on Equity 14.15%