Mission Valley Bank
Major Rating Factors:
Operating profits as a percentage of assets at 1.3%, coupled with a return on assets of 0.9 has resulted in Fair (4.8) profitability. A current level of 14.5 percent of nonperforming loans to core capital combined with 1.5 percent from a year earlier contributes to the Weak asset quality (2.1).
Other Rating Factors:
Excellent current capitalization (8.8 on a scale of 0 to 10) based on a risk-based capital ratio of 12.5 and a capital leverage ratio of 10.2. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (7.0 on a scale of 0 to 10).
Asset Mix:
Comm re (44%), comm loans (30%), cash (8%), securities (6%), home mtgs (1%), other (11%)
States with Branches:
CA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Mission Valley Bancorp
Investment Rating
Address
9116 Sunland Boulevard
Sun Valley, CA 91352
Sun Valley, CA 91352
Phone Number
(818) 394-2300
Year Founded
2001
FDIC Number
Website
Largest Affiliates
No affiliate information available.