A
First Century Bank, National Association
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
16.66
Return On
Assets
1.58%
Total
Assets
983.75M
Capital
130.25M
Total
Deposits
846.20M
Net
Income
11.68M
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Weiss Ratings First Century Bank, National Association
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Rating A
Asset Quality Index 8.80
Capitalization Index 10.00
Liquidity Index 4.90
Profitability Index 9.00
Stability Index 7.80
Company Info First Century Bank, National Association
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FDIC Number 57123
Phone Number (770) 297-8060
Website www.myfirstcenturybank.com
Asset Quality First Century Bank, National Association
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1-Year Asset Growth 43.73%
5-Year Asset Growth 21.91%
5-Year Charge-Offs to Average Loans 5.86%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet First Century Bank, National Association
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Total Assets 983.75M
Total Deposits 846.20M
Capital and Reserves First Century Bank, National Association
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Capital 130.25M
Leverage Ratio 16.66
Loan Loss Reserves to Loans 0.21%
Risk-Based Capital Ratio --
Liquidity First Century Bank, National Association
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Hot Money Ratio 0.08%
Liquidity Ratio 35.34%
Profitability First Century Bank, National Association
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5-Year Return on Average Assets 1.73%
Net Income 11.68M
Net Interest Spread 3.94%
Operating Profit to Average Assets 2.00%
Overhead Efficiency Ratio 61.19%
Return on Assets 1.58%
Return on Equity 11.15%