A
First Century Bank, National Association
Rating Date
August 2024
Risk Based
Capital Ratio
--
Leverage
Ratio
18.49
Return On
Assets
2.55%
Total
Assets
433.58M
Capital
79.50M
Total
Deposits
348.27M
Net
Income
7.79M
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Weiss Ratings First Century Bank, National Association
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Rating A
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 7.80
Profitability Index 9.70
Stability Index 6.90
Company Info First Century Bank, National Association
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FDIC Number 57123
Phone Number (770) 297-8060
Website www.myfirstcenturybank.com
Asset Quality First Century Bank, National Association
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1-Year Asset Growth -12.53%
5-Year Asset Growth 66.58%
5-Year Charge-Offs to Average Loans 4.99%
Charge-Offs to Average Loans 9.49%
Non-Performing Assets to Assets 0.87%
Non-Performing Loans to Capital 0.02%
Non-Performing Loans to Loans 0.05%
Balance Sheet First Century Bank, National Association
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Total Assets 433.58M
Total Deposits 348.27M
Capital and Reserves First Century Bank, National Association
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Capital 79.50M
Leverage Ratio 18.49
Loan Loss Reserves to Loans 0.81%
Risk-Based Capital Ratio --
Liquidity First Century Bank, National Association
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Hot Money Ratio 0.77%
Liquidity Ratio 93.76%
Profitability First Century Bank, National Association
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5-Year Return on Average Assets 1.72%
Net Income 7.79M
Net Interest Spread 8.02%
Operating Profit to Average Assets 3.30%
Overhead Efficiency Ratio 42.38%
Return on Assets 2.55%
Return on Equity 19.65%
Weiss Ratings