A
First Century Bank, National Association
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
13.42
Return On
Assets
2.01%
Total
Assets
696.17M
Capital
93.52M
Total
Deposits
598.26M
Net
Income
7.13M
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Weiss Ratings First Century Bank, National Association
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Rating A
Asset Quality Index 9.60
Capitalization Index 10.00
Liquidity Index 7.20
Profitability Index 9.80
Stability Index 7.90
Company Info First Century Bank, National Association
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FDIC Number 57123
Phone Number (770) 297-8060
Website www.myfirstcenturybank.com
Asset Quality First Century Bank, National Association
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1-Year Asset Growth 60.57%
5-Year Asset Growth 9.28%
5-Year Charge-Offs to Average Loans 5.86%
Charge-Offs to Average Loans 0.04%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet First Century Bank, National Association
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Total Assets 696.17M
Total Deposits 598.26M
Capital and Reserves First Century Bank, National Association
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Capital 93.52M
Leverage Ratio 13.42
Loan Loss Reserves to Loans 0.49%
Risk-Based Capital Ratio --
Liquidity First Century Bank, National Association
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Hot Money Ratio 0.47%
Liquidity Ratio 87.38%
Profitability First Century Bank, National Association
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5-Year Return on Average Assets 1.73%
Net Income 7.13M
Net Interest Spread 4.79%
Operating Profit to Average Assets 2.58%
Overhead Efficiency Ratio 55.04%
Return on Assets 2.01%
Return on Equity 15.90%