A
First Century Bank, National Association
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
16.84
Return On
Assets
1.52%
Total
Assets
831.62M
Capital
134.54M
Total
Deposits
693.17M
Net
Income
7.33M
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Weiss Ratings First Century Bank, National Association
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Rating A
Asset Quality Index 8.40
Capitalization Index 10.00
Liquidity Index 6.20
Profitability Index 8.50
Stability Index 7.80
Company Info First Century Bank, National Association
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FDIC Number 57123
Phone Number (770) 297-8060
Website www.myfirstcenturybank.com
Asset Quality First Century Bank, National Association
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1-Year Asset Growth 19.46%
5-Year Asset Growth 21.91%
5-Year Charge-Offs to Average Loans 4.85%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet First Century Bank, National Association
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Total Assets 831.62M
Total Deposits 693.17M
Capital and Reserves First Century Bank, National Association
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Capital 134.54M
Leverage Ratio 16.84
Loan Loss Reserves to Loans 0.42%
Risk-Based Capital Ratio --
Liquidity First Century Bank, National Association
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Hot Money Ratio 0.06%
Liquidity Ratio 41.86%
Profitability First Century Bank, National Association
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5-Year Return on Average Assets 1.54%
Net Income 7.33M
Net Interest Spread 4.40%
Operating Profit to Average Assets 1.93%
Overhead Efficiency Ratio 62.28%
Return on Assets 1.52%
Return on Equity 11.05%