Major Rating Factors:
Operating profits as a percentage of assets at 3.3%, coupled with a return on assets of 2.6 has resulted in Excellent (9.2) profitability. A current level of 2.5 percent of nonperforming loans to core capital contributes to the Excellent asset quality (8.7).
Other Rating Factors:
Excellent current capitalization (7.5 on a scale of 0 to 10) based on a risk-based capital ratio of 25.7 and a capital leverage ratio of 9.4. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.2 on a scale of 0 to 10).
Asset Mix:
Cash (53%), securities (8%), comm re (4%), home mtgs (3%), comm loans (1%), consumer loans (0%), other (30%)
States with Branches:
NY
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Community FSB Holding Company
Investment Rating
--
Address
Five Penn Plaza, 14th Floor
New York, NY 10001
New York, NY 10001
Phone Number
(212) 897-9650
Year Founded
2001
FDIC Number
Website
Largest Affiliates
No affiliate information available.