| Weiss Ratings |
Farmers & Merchants Bank
Lakeland, GA |
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| Rating | ||||
| Asset Quality Index | 4.10 | |||
| Capitalization Index | 8.10 | |||
| Liquidity Index | 1.10 | |||
| Profitability Index | 7.60 | |||
| Stability Index | 5.70 | |||
| Company Info |
Farmers & Merchants Bank
Lakeland, GA |
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| FDIC Number | 5716 | |||
| Phone Number | (229) 482-3585 | |||
| Website | fmb.net | |||
| Asset Quality |
Farmers & Merchants Bank
Lakeland, GA |
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| 1-Year Asset Growth | 13.33% | |||
| 5-Year Asset Growth | 4.96% | |||
| 5-Year Charge-Offs to Average Loans | 0.34% | |||
| Charge-Offs to Average Loans | 0.22% | |||
| Non-Performing Assets to Assets | 1.15% | |||
| Non-Performing Loans to Capital | 11.48% | |||
| Non-Performing Loans to Loans | 1.55% | |||
| Balance Sheet |
Farmers & Merchants Bank
Lakeland, GA |
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| Total Assets | 861.96M | |||
| Total Deposits | 784.69M | |||
| Capital and Reserves |
Farmers & Merchants Bank
Lakeland, GA |
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| Capital | 73.98M | |||
| Leverage Ratio | 9.74 | |||
| Loan Loss Reserves to Loans | 1.24% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Farmers & Merchants Bank
Lakeland, GA |
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| Hot Money Ratio | 38.93% | |||
| Liquidity Ratio | 18.11% | |||
| Profitability |
Farmers & Merchants Bank
Lakeland, GA |
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| 5-Year Return on Average Assets | 1.10% | |||
| Net Income | 6.60M | |||
| Net Interest Spread | 4.70% | |||
| Operating Profit to Average Assets | 2.14% | |||
| Overhead Efficiency Ratio | 48.07% | |||
| Return on Assets | 1.61% | |||
| Return on Equity | 18.64% | |||